What is the median home price in Garland TX?

Garland's median home price is around $290,000, significantly more affordable than neighboring Plano ($475K) or Richardson ($450K). A 3% down payment would be approximately $8,700.

Is Garland TX a good place for first-time homebuyers?

Garland is excellent for first-time buyers with affordable pricing, DART light rail for car-free commuting, Firewheel Town Center shopping, and diverse neighborhoods. FHA loans with 3.5% down and down payment assistance programs make entry very accessible.

How does Garland compare to Plano and Richardson?

Garland offers similar northeast Dallas access at roughly 35-40% lower pricing than Plano and Richardson. While school ratings differ, Garland provides excellent value, DART rail access, and a diverse welcoming community.

Can I buy a home in Garland with an FHA loan?

Absolutely — Garland's median home price of $290,000 is well within the $563,500 FHA loan limit, making FHA an excellent option. Your down payment would be just $10,150 at 3.5% down, and FHA accepts credit scores as low as 550 (10% down from 550-579, 3.5% down at 580+). TSAHC down payment assistance grants of 2-5% of the loan amount can further reduce your out-of-pocket costs for Dallas County buyers earning under $146,625.

What VA loan benefits are available in Garland?

VA loans are a powerful option for Garland home purchases: zero down payment (saving you $8,700 to $58,000), no monthly PMI, competitive interest rates, and no loan limit with full entitlement. VA loans require a minimum 550 credit score at our company. At Garland's median price of $290,000, you could save thousands in upfront costs compared to conventional or FHA financing.

What down payment assistance is available for Garland homebuyers?

Garland homebuyers in Dallas County can access TSAHC (Texas State Affordable Housing Corporation) down payment assistance: a grant of 2-5% of the loan amount forgiven after just 6 months (available with FHA, VA, or USDA loans, minimum 620 FICO), or a 3-year deferred forgivable second lien of 2-5% at 0% interest (available with all loan types including conventional, minimum 620-640 FICO). Income limit for Dallas County is $146,625. First-time homebuyer status is NOT required for the standard Non-Bond DPA program.

What is the FHA loan limit in Garland, TX?

The 2026 FHA loan limit in Garland (DFW MSA) is $563,500 for a single-family home — well above Garland's median home price of $290,000. That means FHA financing is available for virtually all standard Garland home purchases, with as little as 3.5% down and credit scores starting at 580 (or 550 with 10% down). The conforming loan limit for conventional loans is $832,750, also far above the typical Garland purchase price, giving buyers a wide range of program options.

What is the conventional loan limit in Garland, TX?

The 2026 conforming loan limit is $832,750 for Garland and the entire DFW metro. Conventional loans up to this amount qualify for competitive interest rates, require only 3% down for first-time buyers, and avoid the FHA mortgage insurance premium structure. At Garland's median price of $290,000, conventional financing easily covers all typical Garland purchases. The FHA loan limit in Garland is also $563,500 — both limits are well above the median, giving buyers flexibility to choose the program that fits their financial profile.

What credit score do I need to buy a home in Garland, TX?

Credit score requirements vary by loan program for Garland homebuyers: FHA loans require 580+ for 3.5% down ($10,150 on the median Garland home) or 550+ with 10% down. Conventional loans need 600+ with AUS approval (620+ for manually underwritten loans) and offer as little as 3% down ($8,700). VA loans have no VA-mandated minimum — our company minimum is 550. Jumbo loans (above $832,750) typically require 700+. Even with lower scores, Non-QM options starting at 620+ may be available. We can review your credit profile and match you with the best program — get a free pre-approval to see your options.

How much home can I afford in Garland, Texas?

Based on Garland's median home price of $290,000, a typical monthly payment with 20% down ($58,000) would be approximately $1,466/month including principal, interest, Dallas County property taxes, and homeowners insurance. First-time buyers can put as little as 3% down ($8,700) on conventional or 3.5% ($10,150) on FHA loans, though monthly payments will be higher with mortgage insurance. Our Garland mortgage calculator factors in exact Dallas County tax rates by school district — try it to see personalized numbers for your budget.

How much are property taxes in Garland, Dallas County?

Property tax rates in Garland vary by school district and special taxing districts within Dallas County, typically ranging from 1.8% to 2.8% of assessed value. On a $290,000 home, that's roughly $532/month in property taxes. Texas has no state income tax, which partially offsets the higher property taxes. Some areas may include MUD (Municipal Utility District) or PID (Public Improvement District) fees. Our Garland calculator uses verified rates from the Dallas County Appraisal District — enter any address to see exact tax estimates.

What down payment assistance programs are available in Garland?

Garland homebuyers in Dallas County can access TSAHC (Texas State Affordable Housing Corporation) down payment assistance through two options: (1) a DPA Grant of 2-5% of the loan amount, forgiven after just 6 months — available with FHA, VA, or USDA loans, minimum 620 FICO; (2) a 3-Year Deferred Forgivable Second Lien of 2-5% at 0% interest, forgiven on the 3rd anniversary — available with all loan types including HFA Conventional, minimum 620-640 FICO. The Dallas County income limit is $146,625 (Non-Bond DPA). First-time homebuyer status is NOT required for Non-Bond DPA. Teachers, veterans, police, firefighters, EMS, and corrections officers may qualify for the Homes for Texas Heroes program. FHA loans require just 3.5% down ($10,150 on a $290,000 home), and VA loans offer zero-down financing. Get pre-approved to see which DPA programs you qualify for.

How long does it take to close on a home in Garland?

Our average closing time for Garland home purchases is 21 days from contract to keys, compared to the industry average of 45+ days. This speed advantage makes your offer more competitive with Garland sellers. Pre-approved buyers often close even faster since appraisal and underwriting begin immediately. We coordinate directly with Dallas County title companies and appraisers to prevent delays. Getting pre-approved before house hunting puts you in the strongest position.

What's the first step to buying a home in Garland?

The first step is getting pre-approved — it's free, takes about 15 minutes, and gives you a clear picture of your Garland home buying budget. Pre-approval shows sellers you're a serious, qualified buyer and strengthens your offer in competitive Dallas County neighborhoods. You'll know exactly which loan programs you qualify for (conventional, FHA, VA, or jumbo), your maximum purchase price, and estimated monthly payment including Dallas County taxes. Start your free pre-approval online or call us to discuss your Garland home buying goals.

Garland TX Home Loans | FHA, VA & First-Time Buyer

<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Garland mortgage information"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Cities</a> > <span>Garland</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Buy Your Garland Home — We Handle the Mortgage</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Garland TX mortgage expert — one of DFW's most affordable cities for first-time buyers. FHA from 3.5% down, VA zero-down & DPA options. 21-day average close. See your options — no credit check. Patrick Glaros</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Get pre-approved in minutes, not days. Local Dallas County expertise with personalized service from application to closing.</p> </header> <p style="color:#2563eb;font-size:1.1rem;font-weight:600;margin:15px 0;">Affordable Northeast Dallas, Diverse Community</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Garland Appeals to Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Garland offers affordable northeast Dallas County living with a diverse population of 240,000 residents. The city provides good value compared to premium suburbs like Plano and Richardson while maintaining strong amenities and job access.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Firewheel Town Center provides major retail and dining options, while DART light rail offers car-free commuting throughout the metroplex. The diverse community creates cultural richness and variety.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Budget-conscious buyers benefit from Garland's affordability. At $290K median, monthly payments remain very accessible while building equity in a growing market with good appreciation potential.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Affordable vs Plano/Richardson</li> <li>DART light rail access</li> <li>Firewheel Town Center shopping</li> <li>Diverse, multicultural community</li> <li>19 miles northeast of downtown Dallas</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Frequently Asked Questions About Garland Home Loans</h2> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What is the median home price in Garland?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Garland's median is $280,000-$300,000, making it significantly more affordable than Plano ($475K) or Richardson ($450K) while offering similar northeast Dallas access. Our Garland mortgage calculator factors in Dallas County tax rates so you can see your true monthly cost before you start shopping.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What financing options are available in Garland?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Multiple financing options serve Garland buyers including conventional loans (3-20% down), FHA loans (3.5% down), and various first-time buyer assistance programs for qualified buyers. Start a free pre-approval to compare programs side by side — it takes about 15 minutes with no hard credit pull.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What are Garland property taxes?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Dallas County rate: approximately 2.49% total. On $290K home: $7,221/year or $602/month. Various exemptions available for eligible homeowners including homestead exemptions. Our Garland calculator includes verified Dallas County tax rates for every school district — try it to see your exact monthly costs.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What makes Garland good for homebuyers?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Affordable northeast Dallas access, Firewheel Town Center shopping, DART light rail, diverse community, and good local job base. Low down payment options make homeownership very accessible.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How does Garland compare to Mesquite?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Garland is slightly pricier ($290K vs $286K) but offers better-rated schools in Garland ISD. Both provide affordable Dallas County living with good highway access.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How do I get pre-approved for a home loan in Garland?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Garland homebuyers can get pre-approved in about 15 minutes online — no hard credit pull for the initial consultation. Pre-approval shows sellers you're a serious buyer and can help you close in as little as 21 days. You'll know exactly which loan programs fit your situation, whether that's conventional, FHA, VA, or jumbo financing in Dallas County. Start your free pre-approval today to shop Garland neighborhoods with confidence.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">Can I buy a home in Garland with a low credit score?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Yes. FHA loans allow credit scores as low as 550 — borrowers with 550-579 need 10% down, while 580+ qualifies for just 3.5% down ($10,150 on Garland's $290,000 median). VA loans also accept scores as low as 550 with zero down payment. Conventional loans require a minimum 600 FICO with AUS approval (620 for manual underwriting). Garland's affordable pricing makes these programs ideal for first-time buyers. Get pre-approved in about 15 minutes to see which programs you qualify for.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What's the minimum down payment to buy a home in Garland?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">VA loans require zero down payment — eligible veterans and service members can buy a Garland home with $0 down. FHA loans need just 3.5% down ($10,150 on the $290,000 median home). Conventional loans start at 3% down ($8,700). Texas down payment assistance programs like TSAHC may further reduce your out-of-pocket costs. Garland's affordability combined with low-down-payment options makes homeownership very accessible.</p> </details> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Garland Housing Market Overview</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The Garland, TX real estate market offers diverse opportunities for homebuyers in Dallas County.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Median Home Price in Garland:</strong> $290,000</li> <li><strong>Year-over-Year Price Change:</strong> -5.6%</li> <li><strong>Average Days on Market:</strong> 57 days</li> <li><strong>County:</strong> Dallas County, Texas</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Garland Neighborhoods by Price Range</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Explore Garland neighborhoods organized by home price to find the perfect fit for your budget.</p> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Affordable Entry Homes ($240,000 - $300,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>South Garland</strong> - Homes from $240,000 to $300,000</li> <li><strong>Central Garland</strong> - Homes from $260,000 to $310,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Mid-Market Homes ($300,000 - $375,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>North Garland</strong> - Homes from $300,000 to $375,000</li> <li><strong>Firewheel Area</strong> - Homes from $325,000 to $400,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Premium Garland Homes ($375,000 - $450,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Sachse Border</strong> - Homes from $375,000 to $450,000</li> <li><strong>Rowlett Border</strong> - Homes from $375,000 to $475,000</li> </ul> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">School Districts in Garland</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Garland is served by highly-rated school districts, making it ideal for families.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Garland ISD</strong> - B</li> <li><strong>Richardson ISD</strong> - A</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Major Employers Near Garland</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Convenient commutes to major employment centers make Garland an attractive location for professionals.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Firewheel Town Center</li> <li>Richardson Telecom Corridor</li> <li>Downtown Dallas</li> <li>Garland industrial/distribution</li> <li>Local retail and services</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Buy a Home in Garland?</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Affordable Entry:</strong> $290K median provides excellent value vs $475K Plano or $450K Richardson.</li> <li><strong>DART Access:</strong> Light rail connects to downtown Dallas, Richardson, and beyond.</li> <li><strong>Firewheel District:</strong> Major retail center with dining, entertainment, and services.</li> <li><strong>Job Base:</strong> Local employers plus easy access to Richardson Telecom Corridor.</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Mortgage Options for Garland Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Find the right financing for your Garland home purchase in Dallas County with these mortgage programs:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>FHA Loans</strong>: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. Most Garland homes fall within the $563,500 DFW FHA loan limit.</li> <li><strong>VA Loans</strong>: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.</li> <li><strong>Conventional Loans</strong>: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Garland homes up to $832,750 qualify for conforming loan rates.</li> <li><strong>DSCR Loans</strong>: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.</li> <li><strong>Texas VLB Loans</strong>: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.</li> <li><strong>Construction Loans</strong>: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.</li> <li><strong>Jumbo Loans</strong>: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.</li> <li><strong>Non-QM Loans</strong>: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.</li> <li><strong>Home Refinancing</strong>: Rate-and-term, cash-out, and streamline refinance options for current Garland homeowners.</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The 2026 conforming loan limit for Dallas County is $832,750. VA-eligible buyers have no loan limit with full entitlement. <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Use our mortgage calculator</a> to see current rates and payment estimates for Garland.</p> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Try our interactive Garland calculators: <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Payment Calculator</a>, <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a>, and <a style="color:#2563eb;" href="https://www.patrickglaros.com/garland-home-loans#calculators">Buydown Calculator</a> — all pre-loaded with Dallas County tax rates and live PMMS interest rates.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">What You Need to Afford a Garland Home</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Based on Garland's median home price of $290,000:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>3% down (Conventional first-time):</strong> $8,700 down payment</li> <li><strong>3.5% down (FHA):</strong> $10,150 down payment</li> <li><strong>5% down (Conventional):</strong> $14,500 down payment</li> <li><strong>10% down:</strong> $29,000 down payment</li> <li><strong>20% down (no PMI):</strong> $58,000 down payment</li> <li><strong>VA Loan:</strong> $0 down payment for eligible veterans</li> <li><strong>Estimated monthly P&I (20% down, 30yr):</strong> ~$1,466/month (plus taxes, insurance, HOA)</li> </ul> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Seller-paid temporary buydowns (2-1 or 3-2-1) can reduce your Garland mortgage payment by $400–$900/month in the early years. <a style="color:#2563eb;" href="https://www.patrickglaros.com/garland-home-loans#calculators">Try our Buydown Calculator</a> to compare options with your specific home price.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Dallas County Property Tax Data</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our Garland calculators use verified property tax rates from the Dallas County Appraisal District — not generic estimates or national averages. Texas has no state income tax, making accurate property tax calculations essential for budgeting.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Data Source:</strong> Dallas County Appraisal District official rates</li> <li><strong>Coverage:</strong> Tax rates broken down by city, school district, and special districts</li> <li><strong>MUD/PID:</strong> Municipal Utility Districts and Public Improvement Districts included where applicable</li> <li><strong>Exemptions:</strong> Homestead exemption ($100,000 school district exemption), over-65, disability, and veteran exemptions supported</li> <li><strong>Updates:</strong> Rates verified and updated annually from County Appraisal District sources</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Property taxes in Dallas County vary significantly by school district and location. Our calculators let you select your specific school district for accurate monthly payment estimates in Garland.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Contact Your Garland Mortgage Expert</h2> <address style="font-style:normal;background:#f7fafc;padding:20px;border-radius:8px;margin-top:20px;"> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Patrick Glaros</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Producing Branch Manager</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Directions Home Loan</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">NMLS #308804</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Phone: <a style="color:#2563eb;" href="tel:(469) 399-2411">(469) 399-2411</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Email: <a style="color:#2563eb;" href="mailto:pglaros@directionshomeloan.com">pglaros@directionshomeloan.com</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><a style="color:#2563eb;" href="https://www.google.com/maps?cid=18250188646545171064" rel="noopener">View on Google Maps</a> · 5.0 star rating on Google Reviews</p> </address> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">FHA loans from 3.5% down and VA loans with zero down — affordable paths to homeownership in Garland. Down payment assistance may cover your upfront costs.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy in Garland? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">More Dallas County Cities</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dallas-home-loans">Dallas Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/irving-home-loans">Irving Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/richardson-home-loans">Richardson Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/sachse-home-loans">Sachse Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/grand-prairie-home-loans">Grand Prairie Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/mesquite-home-loans">Mesquite Home Loans</a></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Explore More</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Browse all DFW cities →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods">Explore DFW neighborhoods →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Mortgage Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/refinance-calculator">Refinance Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dscr-calculator">DSCR Calculator</a></li> </ul> </section> </article> </main> </div>