<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Mortgage pre-approval"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <span>Get Pre-Approved</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Get Pre-Approved for Your Mortgage</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Start your homebuying journey with confidence</p> </header> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Get Pre-Approved?</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">A mortgage pre-approval gives you a clear picture of your budget, strengthens your offers in competitive markets, and speeds up the closing process.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">How to Get Pre-Approved</h2> <ol style="padding-left:20px;color:#4a5568;"> <li><strong>Gather Documents:</strong> Collect recent pay stubs, W-2s, tax returns, and bank statements</li> <li><strong>Submit Application:</strong> Complete the online pre-approval application</li> <li><strong>Credit Review:</strong> Your lender reviews your credit and debt-to-income ratio</li> <li><strong>Receive Letter:</strong> Get your pre-approval letter showing your borrowing power</li> </ol> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Start Your Pre-Approval</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Contact Patrick Glaros today to begin your free pre-approval process.</p> </section> </article> </main> </div>