Buy Your Highland Village Home — We Handle the Mortgage

Highland Village TX mortgage expert — Denton County's lakeside community with A-rated LISD schools. FHA, VA, conventional & jumbo. 21-day avg close. Patrick Glaros — no credit check to get started.

Get pre-approved in minutes, not days. Local Denton County expertise with personalized service from application to closing.

Lake Lewisville Living, Premium Schools

Why Highland Village Appeals to Homebuyers

Highland Village delivers premium Denton County living with direct Lake Lewisville waterfront access, highly-rated Lewisville ISD schools, and a tight-knit community atmosphere. The upscale suburban character attracts families seeking quality schools and outdoor recreation.

The Highland Village market features strong appreciation (up 13% year-over-year), low crime rates, and family-oriented neighborhoods. Median prices around $650,000-$680,000 remain approximately $70K below comparable Flower Mound communities.

Lake Lewisville provides unique recreational opportunities including boating, fishing, and waterfront parks. The combination of school quality, lake access, and relative value creates compelling appeal for families prioritizing lifestyle and education.

  • Lewisville ISD: Grade A, #34 in Texas
  • Lake Lewisville waterfront access
  • $70K below comparable Flower Mound pricing
  • Marcus High School excellence
  • Strong 13% year-over-year appreciation

Frequently Asked Questions About Highland Village Home Loans

What is the median home price in Highland Village?

Highland Village's median home price is $650,000-$680,000. Neighborhoods range from $525K in older established sections to $1.2M+ for lakefront luxury estates. With conventional financing, you'd need as little as $15,600 down (3%). Use our Highland Village mortgage calculator to see exact monthly payments with Denton County tax rates.

How long do homes stay on the market in Highland Village?

Highland Village homes currently average 29-31 days on market. Well-priced properties in desirable sections often sell within 3-4 weeks. Buyers with pre-approval in hand can move fast and close in as few as 21 days, giving you a real advantage in the Highland Village market.

What are Highland Village property taxes?

Property taxes are approximately 1.8% effective rate in Denton County. On a $665K home, expect around $12,000/year or $1,000/month in property taxes. Try our Highland Village mortgage calculator with built-in Denton County tax rates to see your complete monthly housing cost.

What makes Highland Village attractive to families?

Top-rated Lewisville ISD schools (Grade A, #34 in Texas) including Marcus High School, Lake Lewisville waterfront recreation, safe neighborhoods, and excellent community amenities.

How does Highland Village compare to Flower Mound?

Highland Village offers similar school quality (Lewisville ISD) and lake access but typically $70K less expensive than comparable Flower Mound properties. More direct lakefront access with similar suburban character.

How do I get pre-approved for a home loan in Highland Village?

Highland Village homebuyers can get pre-approved in about 15 minutes online — no hard credit pull for the initial consultation. Pre-approval shows sellers you're a serious buyer and can help you close in as little as 21 days. You'll know exactly which loan programs fit your situation, whether that's conventional, FHA, VA, or jumbo financing in Denton County. Start your free pre-approval today to shop Highland Village neighborhoods with confidence.

Highland Village Housing Market Overview

The Highland Village, TX real estate market offers diverse opportunities for homebuyers in Denton County.

  • Median Home Price in Highland Village: $665,000
  • Year-over-Year Price Change: +13.0%
  • Average Days on Market: 30 days
  • County: Denton County, Texas

Highland Village Neighborhoods by Price Range

Explore Highland Village neighborhoods organized by home price to find the perfect fit for your budget.

Entry Premium Homes ($525,000 - $600,000)

  • Castlewood - Homes from $525,000 to $600,000
  • Highland Shores Estates - Homes from $550,000 to $625,000

Mid-Premium Homes ($600,000 - $750,000)

  • The Highlands - Homes from $600,000 to $750,000
  • Highland Village Road Corridor - Homes from $625,000 to $725,000

Luxury Homes ($750,000 - $1,200,000+)

  • Lakefront Estates - Homes from $900,000 to $1,500,000
  • Winding Creek - Homes from $750,000 to $950,000

School Districts in Highland Village

Highland Village is served by highly-rated school districts, making it ideal for families.

  • Lewisville ISD - A

Major Employers Near Highland Village

Convenient commutes to major employment centers make Highland Village an attractive location for professionals.

  • The Shops at Highland Village
  • Lewisville (10 min)
  • DFW International Airport (25 min)
  • Las Colinas (20 min)
  • Flower Mound corporate

Why Buy a Home in Highland Village?

  • Lewisville ISD Excellence: Grade A district ranked #34 in Texas with Marcus High School serving Highland Village students.
  • Lake Recreation: Direct Lake Lewisville waterfront access for boating, fishing, swimming, and waterfront dining.
  • Value vs. Flower Mound: Approximately $70K below comparable Flower Mound communities with similar school quality.
  • Community Character: Tight-knit community atmosphere with excellent parks, trails, and family-oriented events.

Mortgage Options for Highland Village Homebuyers

Find the right financing for your Highland Village home purchase in Denton County with these mortgage programs:

  • Conventional Loans: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Highland Village homes up to $832,750 qualify for conforming loan rates.
  • VA Loans: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.
  • Jumbo Loans: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.
  • FHA Loans: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. The DFW FHA loan limit is $563,500 for single-family homes.
  • DSCR Loans: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.
  • Construction Loans: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.
  • Non-QM Loans: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.
  • Texas VLB Loans: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.
  • Home Refinancing: Rate-and-term, cash-out, and streamline refinance options for current Highland Village homeowners.

The 2026 conforming loan limit for Denton County is $832,750. VA-eligible buyers have no loan limit with full entitlement. Use our mortgage calculator to see current rates and payment estimates for Highland Village.

Try our interactive Highland Village calculators: Payment Calculator, Affordability Calculator, and Buydown Calculator — all pre-loaded with Denton County tax rates and live PMMS interest rates.

What You Need to Afford a Highland Village Home

Based on Highland Village's median home price of $665,000:

  • 3% down (Conventional first-time): $19,950 down payment
  • 3.5% down (FHA): $23,275 down payment
  • 5% down (Conventional): $33,250 down payment
  • 10% down: $66,500 down payment
  • 20% down (no PMI): $133,000 down payment
  • VA Loan: $0 down payment for eligible veterans
  • Estimated monthly P&I (20% down, 30yr): ~$3,363/month (plus taxes, insurance, HOA)

Seller-paid temporary buydowns (2-1 or 3-2-1) can reduce your Highland Village mortgage payment by $400–$900/month in the early years. Try our Buydown Calculator to compare options with your specific home price.

Denton County Property Tax Data

Our Highland Village calculators use verified property tax rates from the Denton County Appraisal District — not generic estimates or national averages. Texas has no state income tax, making accurate property tax calculations essential for budgeting.

  • Data Source: Denton County Appraisal District official rates
  • Coverage: Tax rates broken down by city, school district, and special districts
  • MUD/PID: Municipal Utility Districts and Public Improvement Districts included where applicable
  • Exemptions: Homestead exemption ($100,000 school district exemption), over-65, disability, and veteran exemptions supported
  • Updates: Rates verified and updated annually from County Appraisal District sources

Property taxes in Denton County vary significantly by school district and location. Our calculators let you select your specific school district for accurate monthly payment estimates in Highland Village.

Contact Your Highland Village Mortgage Expert

Patrick Glaros

Producing Branch Manager

Directions Home Loan

NMLS #308804

Phone: (469) 399-2411

Email: pglaros@directionshomeloan.com

View on Google Maps · 5.0 star rating on Google Reviews

Conventional loans from 3% down for Highland Village homes — plus jumbo options for higher-end properties. Get pre-approved in 15 minutes.

Ready to buy in Highland Village? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.

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