What are HEB ISD school ratings and how do they impact home prices in Hurst TX?

HEB ISD (Hurst-Euless-Bedford Independent School District) consistently earns B+ ratings from Texas Education Agency, with strong college preparation programs and competitive extracurriculars. Bell, Birdville, and Trinity high schools serve different parts of Hurst. The school district's reputation helps maintain strong home values throughout the HEB corridor — Hurst homes in good school zones typically sell faster and hold value better in down markets. We can help you identify which streets fall in the most sought-after school zones within Hurst.

What is the typical home price in Hurst TX and what loan programs work?

Hurst homes generally range from $300K to $500K, with most transactions handled via conventional loans (3–20% down) or FHA (3.5% down). VA loans serve the significant veteran population in the HEB area with zero down payment. First-time buyers can combine FHA with TSAHC Tarrant County down payment assistance. Hurst's central Mid-Cities location — close to I-820, SH-183, and DFW Airport — supports strong long-term demand. Get pre-approved in about 15 minutes to start shopping Hurst neighborhoods.

Which loan types work best for Hurst home purchases?

Hurst's median home price of $400,000 falls within both FHA and conforming loan limits, giving you the widest range of options: FHA loans from 3.5% down ($14,000) with credit scores as low as 550, conventional loans from 3% down ($12,000) with scores of 600+, and VA loans with zero down for eligible veterans. All major loan types are available for most Hurst purchases.

What is the FHA loan limit in Hurst, TX?

The 2026 FHA loan limit in Hurst (DFW MSA) is $563,500 for a single-family home — well above Hurst's median home price of $400,000. That means FHA financing is available for virtually all standard Hurst home purchases, with as little as 3.5% down and credit scores starting at 580 (or 550 with 10% down). The conforming loan limit for conventional loans is $832,750, also far above the typical Hurst purchase price, giving buyers a wide range of program options.

What is the conventional loan limit in Hurst, TX?

The 2026 conforming loan limit is $832,750 for Hurst and the entire DFW metro. Conventional loans up to this amount qualify for competitive interest rates, require only 3% down for first-time buyers, and avoid the FHA mortgage insurance premium structure. At Hurst's median price of $400,000, conventional financing easily covers all typical Hurst purchases. The FHA loan limit in Hurst is also $563,500 — both limits are well above the median, giving buyers flexibility to choose the program that fits their financial profile.

What credit score do I need to buy a home in Hurst, TX?

Credit score requirements vary by loan program for Hurst homebuyers: FHA loans require 580+ for 3.5% down ($14,000 on the median Hurst home) or 550+ with 10% down. Conventional loans need 600+ with AUS approval (620+ for manually underwritten loans) and offer as little as 3% down ($12,000). VA loans have no VA-mandated minimum — our company minimum is 550. Jumbo loans (above $832,750) typically require 700+. Even with lower scores, Non-QM options starting at 620+ may be available. We can review your credit profile and match you with the best program — get a free pre-approval to see your options.

How much home can I afford in Hurst, Texas?

Based on Hurst's median home price of $400,000, a typical monthly payment with 20% down ($80,000) would be approximately $2,023/month including principal, interest, Tarrant County property taxes, and homeowners insurance. First-time buyers can put as little as 3% down ($12,000) on conventional or 3.5% ($14,000) on FHA loans, though monthly payments will be higher with mortgage insurance. Our Hurst mortgage calculator factors in exact Tarrant County tax rates by school district — try it to see personalized numbers for your budget.

How much are property taxes in Hurst, Tarrant County?

Property tax rates in Hurst vary by school district and special taxing districts within Tarrant County, typically ranging from 1.8% to 2.8% of assessed value. On a $400,000 home, that's roughly $733/month in property taxes. Texas has no state income tax, which partially offsets the higher property taxes. Some areas may include MUD (Municipal Utility District) or PID (Public Improvement District) fees. Our Hurst calculator uses verified rates from the Tarrant County Appraisal District — enter any address to see exact tax estimates.

What down payment assistance programs are available in Hurst?

Hurst homebuyers in Tarrant County can access TSAHC (Texas State Affordable Housing Corporation) down payment assistance through two options: (1) a DPA Grant of 2-5% of the loan amount, forgiven after just 6 months — available with FHA, VA, or USDA loans, minimum 620 FICO; (2) a 3-Year Deferred Forgivable Second Lien of 2-5% at 0% interest, forgiven on the 3rd anniversary — available with all loan types including HFA Conventional, minimum 620-640 FICO. The Tarrant County income limit is $133,375 (Non-Bond DPA). First-time homebuyer status is NOT required for Non-Bond DPA. Teachers, veterans, police, firefighters, EMS, and corrections officers may qualify for the Homes for Texas Heroes program. FHA loans require just 3.5% down ($14,000 on a $400,000 home), and VA loans offer zero-down financing. Get pre-approved to see which DPA programs you qualify for.

How long does it take to close on a home in Hurst?

Our average closing time for Hurst home purchases is 21 days from contract to keys, compared to the industry average of 45+ days. This speed advantage makes your offer more competitive with Hurst sellers. Pre-approved buyers often close even faster since appraisal and underwriting begin immediately. We coordinate directly with Tarrant County title companies and appraisers to prevent delays. Getting pre-approved before house hunting puts you in the strongest position.

What's the first step to buying a home in Hurst?

The first step is getting pre-approved — it's free, takes about 15 minutes, and gives you a clear picture of your Hurst home buying budget. Pre-approval shows sellers you're a serious, qualified buyer and strengthens your offer in competitive Tarrant County neighborhoods. You'll know exactly which loan programs you qualify for (conventional, FHA, VA, or jumbo), your maximum purchase price, and estimated monthly payment including Tarrant County taxes. Start your free pre-approval online or call us to discuss your Hurst home buying goals.

Hurst TX Home Loans | HEB ISD Mid-Cities

<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Hurst mortgage information"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Cities</a> > <span>Hurst</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Buy Your Hurst Home — We Handle the Mortgage</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Hurst TX mortgage expert — the heart of the HEB corridor with excellent HEB ISD schools. FHA, VA, conventional at competitive rates. 21-day avg close. Patrick Glaros — no credit check to get started.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Get pre-approved in minutes, not days. Local Tarrant County expertise with personalized service from application to closing.</p> </header> <p style="color:#2563eb;font-size:1.1rem;font-weight:600;margin:15px 0;">Established Character in the Mid-Cities</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Hurst Appeals to Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Hurst completes the Mid-Cities triangle as a mature, family-oriented community offering homebuyers exceptional value, convenience, and quality of life. With a population of 40,000, Hurst combines small-town community spirit with big-city accessibility.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Unlike suburbs experiencing rapid growth, Hurst offers the consistency and predictability of a mature community. Neighborhoods feature 50+ year old oak trees, well-maintained infrastructure, and residents who have lived there for decades.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">You get the same excellent HEB ISD education as neighboring Colleyville or Southlake for 20-30% less money. Plus, most neighborhoods have no HOA or minimal fees, saving $50-150+ monthly.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Homes 20-30% less than Colleyville/Southlake with same schools</li> <li>DART Hurst/Bell Station for public transit access</li> <li>Larger lots (7,000-12,000+ sq ft) vs. newer suburbs</li> <li>No HOA or minimal fees in most neighborhoods</li> <li>Established community with 50+ year old oak trees</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Frequently Asked Questions About Hurst Home Loans</h2> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What is the median home price in Hurst?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">The median home price in Hurst is competitive pricing, with prices ranging from $220,000 for starter homes to $650,000+ for premium properties in Prestondale Estates. Try our Hurst mortgage calculator to see exact monthly payments including Tarrant County property taxes at today's rates.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How long do homes stay on the market in Hurst?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Hurst homes currently average 30 days on market. The market is somewhat competitive with homes typically selling for about 2% below list price. A pre-approval letter shows Hurst sellers you're ready to close quickly — often in as little as 21 days.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What school district serves Hurst?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Hurst is served by Hurst-Euless-Bedford ISD (HEB ISD), rated A by the Texas Education Agency with a 97% graduation rate and comprehensive programs. We'll help you find financing that fits homes in your target school zone — get pre-approved in about 15 minutes.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">Does Hurst have public transportation?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Yes! The DART Hurst/Bell Station provides public transportation access, a rarity in suburban North Texas.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What are HOA fees like in Hurst?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Most Hurst neighborhoods have no HOA or minimal fees, saving $50-150+ monthly compared to master-planned communities in newer suburbs.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How do I get pre-approved for a home loan in Hurst?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Hurst homebuyers can get pre-approved in about 15 minutes online — no hard credit pull for the initial consultation. Pre-approval shows sellers you're a serious buyer and can help you close in as little as 21 days. You'll know exactly which loan programs fit your situation, whether that's conventional, FHA, VA, or jumbo financing in Tarrant County. Start your free pre-approval today to shop Hurst neighborhoods with confidence.</p> </details> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Hurst Neighborhoods by Price Range</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Explore Hurst neighborhoods organized by home price to find the perfect fit for your budget.</p> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Entry-Level Homes ($220,000 - $295,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>North Hurst/Bellaire</strong> - Homes from $220,000 to $275,000</li> <li><strong>Central Hurst</strong> - Homes from $250,000 to $295,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Mid-Range Homes ($295,000 - $450,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Donna Park/Shady Oaks</strong> - Homes from $295,000 to $400,000</li> <li><strong>Harrison Lane/Hurst Hills</strong> - Homes from $320,000 to $420,000</li> <li><strong>West Hurst/Pipeline Corridor</strong> - Homes from $350,000 to $450,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Premium Homes ($450,000 - $650,000+)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Prestondale Estates</strong> - Homes from $450,000 to $650,000</li> <li><strong>Large Lot Properties</strong> - Homes from $480,000 to $650,000</li> <li><strong>Renovated Hurst Homes</strong> - Homes from $420,000 to $580,000</li> </ul> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">School Districts in Hurst</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Hurst is served by highly-rated school districts, making it ideal for families.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Hurst-Euless-Bedford ISD</strong> - A</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Major Employers Near Hurst</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Convenient commutes to major employment centers make Hurst an attractive location for professionals.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>DFW International Airport (10 miles)</li> <li>Fort Worth (12 miles)</li> <li>Dallas (25 miles)</li> <li>Mid-Cities businesses</li> <li>North East Mall area</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Buy a Home in Hurst?</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Exceptional Value:</strong> Homes 20-30% less than Colleyville/Southlake with the same excellent HEB ISD schools.</li> <li><strong>Established Stability:</strong> Mature neighborhoods with 50+ year old oak trees and residents who stay for decades.</li> <li><strong>Larger Lots:</strong> Lot sizes of 7,000-12,000+ sq ft impossible to find at comparable prices in newer suburbs.</li> <li><strong>Public Transit:</strong> DART Hurst/Bell Station provides rare suburban public transportation access.</li> <li><strong>No/Low HOA:</strong> Most neighborhoods have no HOA or minimal fees, saving $50-150+ monthly.</li> <li><strong>Strategic Location:</strong> DFW Airport 10 miles, Fort Worth 12 miles, Dallas 25 miles with highway access.</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Mortgage Options for Hurst Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Find the right financing for your Hurst home purchase in Tarrant County with these mortgage programs:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>FHA Loans</strong>: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. Most Hurst homes fall within the $563,500 DFW FHA loan limit.</li> <li><strong>VA Loans</strong>: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.</li> <li><strong>Conventional Loans</strong>: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Hurst homes up to $832,750 qualify for conforming loan rates.</li> <li><strong>Jumbo Loans</strong>: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.</li> <li><strong>DSCR Loans</strong>: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.</li> <li><strong>Construction Loans</strong>: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.</li> <li><strong>Texas VLB Loans</strong>: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.</li> <li><strong>Non-QM Loans</strong>: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.</li> <li><strong>Home Refinancing</strong>: Rate-and-term, cash-out, and streamline refinance options for current Hurst homeowners.</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The 2026 conforming loan limit for Tarrant County is $832,750. VA-eligible buyers have no loan limit with full entitlement. <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Use our mortgage calculator</a> to see current rates and payment estimates for Hurst.</p> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Try our interactive Hurst calculators: <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Payment Calculator</a>, <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a>, and <a style="color:#2563eb;" href="https://www.patrickglaros.com/hurst-home-loans#calculators">Buydown Calculator</a> — all pre-loaded with Tarrant County tax rates and live PMMS interest rates.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Seller-paid temporary buydowns (2-1 or 3-2-1) can reduce your Hurst mortgage payment by $400–$900/month in the early years. <a style="color:#2563eb;" href="https://www.patrickglaros.com/hurst-home-loans#calculators">Try our Buydown Calculator</a> to compare options with your specific home price.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Tarrant County Property Tax Data</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our Hurst calculators use verified property tax rates from the Tarrant County Appraisal District — not generic estimates or national averages. Texas has no state income tax, making accurate property tax calculations essential for budgeting.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Data Source:</strong> Tarrant County Appraisal District official rates</li> <li><strong>Coverage:</strong> Tax rates broken down by city, school district, and special districts</li> <li><strong>MUD/PID:</strong> Municipal Utility Districts and Public Improvement Districts included where applicable</li> <li><strong>Exemptions:</strong> Homestead exemption ($100,000 school district exemption), over-65, disability, and veteran exemptions supported</li> <li><strong>Updates:</strong> Rates verified and updated annually from County Appraisal District sources</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Property taxes in Tarrant County vary significantly by school district and location. Our calculators let you select your specific school district for accurate monthly payment estimates in Hurst.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Contact Your Hurst Mortgage Expert</h2> <address style="font-style:normal;background:#f7fafc;padding:20px;border-radius:8px;margin-top:20px;"> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Patrick Glaros</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Producing Branch Manager</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Directions Home Loan</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">NMLS #308804</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Phone: <a style="color:#2563eb;" href="tel:(469) 399-2411">(469) 399-2411</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Email: <a style="color:#2563eb;" href="mailto:pglaros@directionshomeloan.com">pglaros@directionshomeloan.com</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><a style="color:#2563eb;" href="https://www.google.com/maps?cid=18250188646545171064" rel="noopener">View on Google Maps</a> · 5.0 star rating on Google Reviews</p> </address> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">FHA, VA, and conventional loans available for Hurst — find the best fit for your budget. Free pre-approval in 15 minutes.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy in Hurst? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">More Tarrant County Cities</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/arlington-home-loans">Arlington Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/fort-worth-home-loans">Fort Worth Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/keller-home-loans">Keller Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/colleyville-home-loans">Colleyville Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/southlake-home-loans">Southlake Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/benbrook-home-loans">Benbrook Home Loans</a></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Explore More</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Browse all DFW cities →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods">Explore DFW neighborhoods →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Mortgage Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/refinance-calculator">Refinance Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dscr-calculator">DSCR Calculator</a></li> </ul> </section> </article> </main> </div>