Do some Highlands North (Dallas) homes require jumbo financing?

Highlands North (Dallas)'s median home price of $810,000 falls between the $563,500 FHA limit and $832,750 conforming limit, so most purchases use conventional financing. However, higher-end Highlands North (Dallas) homes above $832,750 will require a jumbo loan with 10-20% down and 700+ credit. VA-eligible buyers benefit from no loan limit with full entitlement.

What conventional loan options are available in Highlands North (Dallas)?

Conventional loans are ideal for Highlands North (Dallas)'s $810,000 median price point. Put as little as 3% down ($24,300) for first-time buyers or 5% for repeat buyers. Conventional loans offer competitive rates, no upfront mortgage insurance, and PMI cancels automatically at 20% equity. With credit scores of 600+ (AUS) or 620+ (manual underwrite), most Highlands North (Dallas) buyers qualify.

What is the FHA loan limit in Highlands North, TX?

The 2026 FHA loan limit in Highlands North (DFW MSA) is $563,500 for a single-family home. Highlands North's median home price of $810,000 is above that threshold, so FHA financing covers many — but not all — Highlands North purchases. For homes priced above $563,500, you'll need a conventional loan (conforming limit: $832,750) or a jumbo loan for anything above $832,750. VA-eligible buyers have no loan limit with full entitlement and can purchase any Highlands North home with zero down.

What is the conforming loan limit in Highlands North, TX?

The 2026 conforming loan limit is $832,750 for Highlands North and all DFW-area counties. Conventional loans up to $832,750 offer the best rates and require only 3–5% down for qualified buyers. Highlands North's median home price of $810,000 falls within this range for most purchases, so conventional financing covers the majority of Highlands North homes. Homes priced above $832,750 require jumbo financing. The FHA loan limit in the DFW MSA is $563,500.

Highlands North Dallas TX Home Loans | Conventional, VA & Jumbo

<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Highlands North mortgage information"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <a style="color:#2563eb;" href="https://www.patrickglaros.com/dallas-home-loans">Dallas</a> > <span>Highlands North</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Highlands North Homes - Dallas, TX</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Custom Homes & Twin Lakes in Far North Dallas</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Highlands North is a premier far north Dallas neighborhood of custom-built homes near Coit and Campbell Roads, known for the iconic Twin Lakes with lighted fountains, Richardson ISD schools, and proximity to UTD, Prestonwood, and Canyon Creek.</p> </header> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Highlands North Market Overview</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The Highlands North real estate market in Dallas, Dallas County offers attractive opportunities for homebuyers.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Median Home Price:</strong> $810,000</li> <li><strong>Price Range:</strong> $650,000 - $1,050,000</li> <li><strong>Location:</strong> Dallas, Dallas County, Texas</li> <li><strong>Character:</strong> Premium custom homes, established 1970s community, family-oriented, active HOA</li> <li><em>Based on Redfin Highlands North sales data (August 2025)</em></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Highlands North?</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Iconic Twin Lakes with lighted fountains on Campbell Road</li> <li>Custom-built homes on quarter-acre lots</li> <li>Richardson ISD schools within Dallas city limits</li> <li>Active HOA with 500+ families</li> <li>Near UTD, Prestonwood, and Canyon Creek</li> <li>Preston Ridge Trail access for biking and walking</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Highlands North Appeals to Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Highlands North is one of far north Dallas's most distinctive communities, instantly recognizable by the Twin Lakes with lighted fountains along Campbell Road. Established in 1976 on former farmland, the neighborhood has matured into a premium address with over 500 families enjoying custom-built homes on spacious quarter-acre lots beneath a canopy of mature trees.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The neighborhood offers the coveted combination of Richardson ISD schools within Dallas city limits. Families benefit from top-rated Richardson ISD education while maintaining Dallas residency. The proximity to UTD creates a vibrant academic corridor, and nearby Canyon Creek and Prestonwood provide additional shopping, dining, and recreational amenities.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">An active HOA maintains the Twin Lakes fountains, landscaped entryway islands, and common areas, giving Highlands North a well-cared-for appearance that supports property values. The Preston Ridge Trail connects residents to the broader Dallas trail system, and Salado Park provides a neighborhood green space with seasonal wildflowers and walking paths.</p> <h3 style="color:#4a5568;margin-top:20px;">Lifestyle</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Twin Lakes fountains and scenic Campbell Road frontage</li> <li>Richardson ISD academic excellence</li> <li>Custom homes with room for growing families</li> <li>Preston Ridge Trail for biking and walking</li> <li>Near UTD campus and research corridor</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Highlands North Home Features</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Custom 1970s-era construction with generous floor plans</li> <li>Quarter-acre lots with mature landscaping</li> <li>Many homes extensively remodeled with modern finishes</li> <li>4-bedroom/3-4 bathroom layouts typical</li> <li>2,000-4,000+ square foot homes</li> <li>Salado Park and community green spaces</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Highlands North Demographics</h2> <div style="display:grid;grid-template-columns:1fr 1fr;gap:10px;background:#f8fafc;padding:15px;border-radius:8px;border:1px solid #e2e8f0;"> <div><strong>Population:</strong> 2,500</div> <div><strong>Median Age:</strong> 45</div> <div><strong>Median Household Income:</strong> $145,000</div> <div><strong>Owner-Occupied:</strong> 85%</div> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Schools Serving Highlands North</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Highlands North is served by Richardson ISD, rated A.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Richardson ISD - top-rated district in DFW</li> <li>J.J. Pearce High School - highly regarded campus</li> <li>Strong gifted and talented programs</li> <li>Proximity to UTD academic resources</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Elementary Schools</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"><li>Bowie Elementary</li></ul> <h3 style="color:#4a5568;margin-top:20px;">Middle Schools</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"><li>Parkhill Junior High</li></ul> <h3 style="color:#4a5568;margin-top:20px;">High Schools</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"><li>J.J. Pearce High School</li></ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Commute & Transportation from Highlands North</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Downtown Dallas:</strong> 25-30 minutes</p> <h3 style="color:#4a5568;margin-top:20px;">Major Employment Centers</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>UT Dallas and research corridor</li> <li>Richardson Telecom Corridor</li> <li>Plano Legacy West</li> <li>Downtown Dallas</li> <li>Addison employment center</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Key Transit Routes</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>George Bush Turnpike</li> <li>US-75 Central Expressway (nearby)</li> <li>Coit Road corridor</li> <li>Campbell Road</li> <li>DART bus routes</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Dining Near Highlands North</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Prestonwood area restaurants</li> <li>Campbell Road dining corridor</li> <li>Nearby Richardson restaurant scene</li> <li>Addison restaurant row (10 minutes)</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Recreation & Parks Near Highlands North</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Twin Lakes with lighted fountains</li> <li>Salado Park (4.2 acres, trails, wildflowers)</li> <li>Preston Ridge Trail</li> <li>Prairie Creek Park nearby</li> <li>UTD campus recreation facilities</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Shopping Near Highlands North</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Prestonwood Place</li> <li>Target and retail on Campbell Road</li> <li>Galleria Dallas (10 minutes)</li> <li>NorthPark Center (15 minutes)</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Mortgage Options for Highlands North Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Find the right financing for your Highlands North home purchase in Dallas, Dallas County:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Conventional financing well-suited for this price range</li> <li>Jumbo loan options for upper-tier properties</li> <li>Renovation loans for updating custom homes</li> <li>Strong appraisal support from consistent demand</li> <li>Competitive rates for Dallas County properties</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Loan Programs Available in Highlands North</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Conventional Loans</strong>: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Highlands North homes up to $832,750 qualify for conforming loan rates.</li> <li><strong>VA Loans</strong>: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.</li> <li><strong>Jumbo Loans</strong>: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.</li> <li><strong>FHA Loans</strong>: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. The DFW FHA loan limit is $563,500 for single-family homes.</li> <li><strong>DSCR Loans</strong>: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.</li> <li><strong>Construction Loans</strong>: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.</li> <li><strong>Non-QM Loans</strong>: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.</li> <li><strong>Texas VLB Loans</strong>: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.</li> <li><strong>Home Refinancing</strong>: Rate-and-term, cash-out, and streamline refinance options for current Highlands North homeowners.</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Down Payment Assistance & First-Time Buyer Programs</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Highlands North buyers may qualify for TSAHC (Texas State Affordable Housing Corporation) down payment assistance: a grant of 2-5% of the loan amount forgiven after 6 months, or a 3-year deferred forgivable second lien at 0% interest. The Dallas County income limit is $146,625. First-time homebuyer status is NOT required for the standard Non-Bond DPA program. FHA loans start at 3.5% down, VA loans offer zero down, and temporary rate buydowns (2-1, 3-2-1) can lower your initial monthly payments.</p> <h3 style="color:#4a5568;margin-top:20px;">2026 DFW Loan Limits</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Conforming Loan Limit:</strong> $832,750 (single-family)</li> <li><strong>FHA Loan Limit:</strong> $563,500 (DFW MSA single-family)</li> <li><strong>VA Loans:</strong> No loan limit for eligible veterans with full entitlement</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Get pre-approved today to start your Highlands North home search with confidence.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Interactive Mortgage Tools for Highlands North Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our <a style="color:#2563eb;" href="https://www.patrickglaros.com/dallas-home-loans">Dallas city page</a> includes three interactive calculators pre-configured with hyperlocal data for Highlands North:</p> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#2d3748;margin-top:0;font-size:1.2rem;">Payment Calculator</h3> <p style="color:#4a5568;line-height:1.6;margin:5px 0;">Calculate your exact monthly mortgage payment for a Highlands North home. Pre-filled with the $810,000 median price, Dallas County property tax rates for Richardson ISD, live Freddie Mac PMMS interest rates, PMI, FHA MIP, VA Funding Fee, insurance, and HOA.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#2d3748;margin-top:0;font-size:1.2rem;">Affordability Calculator</h3> <p style="color:#4a5568;line-height:1.6;margin:5px 0;">See how much home you can afford in Highlands North based on your income, debts, and savings. Uses real DTI limits: Conventional up to 50%, FHA 46.99/57.49%, VA (no hard DTI cap), Jumbo 43%, Non-QM up to 50%. Includes Dallas County taxes automatically.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#2d3748;margin-top:0;font-size:1.2rem;">Temporary Buydown Calculator</h3> <p style="color:#4a5568;line-height:1.6;margin:5px 0;">Compare 2-1, 3-2-1, and 1-0 seller-paid buydown options for your Highlands North purchase. See monthly savings by year, seller concession cost, and breakeven analysis with live rates and Dallas County property taxes.</p> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Affordability Guidelines for Highlands North Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Understanding how lenders evaluate your ability to afford a home in Highlands North, Dallas County:</p> <h3 style="color:#4a5568;margin-top:20px;">Debt-to-Income (DTI) Limits by Loan Type</h3> <table style="width:100%;border-collapse:collapse;margin:10px 0;font-size:14px;"> <thead> <tr style="background:#f1f5f9;"> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Loan Type</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Front-End DTI</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Back-End DTI</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Notes</th> </tr> </thead> <tbody> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Conventional</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A (no cap)</td><td style="padding:8px;border:1px solid #e2e8f0;">Up to 50%</td><td style="padding:8px;border:1px solid #e2e8f0;">AUS-driven; strong compensating factors above 45%</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">FHA</td><td style="padding:8px;border:1px solid #e2e8f0;">46.99%</td><td style="padding:8px;border:1px solid #e2e8f0;">57.49%</td><td style="padding:8px;border:1px solid #e2e8f0;">With compensating factors; standard is 31/43</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">VA</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A</td><td style="padding:8px;border:1px solid #e2e8f0;">No hard cap</td><td style="padding:8px;border:1px solid #e2e8f0;">No hard DTI cap — residual income is the primary qualification method</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Jumbo</td><td style="padding:8px;border:1px solid #e2e8f0;">Varies</td><td style="padding:8px;border:1px solid #e2e8f0;">43%</td><td style="padding:8px;border:1px solid #e2e8f0;">Stricter reserves and credit requirements</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Non-QM</td><td style="padding:8px;border:1px solid #e2e8f0;">Varies</td><td style="padding:8px;border:1px solid #e2e8f0;">Up to 50%</td><td style="padding:8px;border:1px solid #e2e8f0;">Bank statement, asset-based, or DSCR qualification</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">DSCR</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A</td><td style="padding:8px;border:1px solid #e2e8f0;">Qualifies on rental income, not personal DTI</td></tr> </tbody> </table> <h3 style="color:#4a5568;margin-top:20px;">Credit Score Requirements</h3> <table style="width:100%;border-collapse:collapse;margin:10px 0;font-size:14px;"> <thead> <tr style="background:#f1f5f9;"> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Loan Type</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Minimum Score</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Down Payment</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Best Rates</th> </tr> </thead> <tbody> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Conventional</td><td style="padding:8px;border:1px solid #e2e8f0;">600 (AUS) / 620 (manual)</td><td style="padding:8px;border:1px solid #e2e8f0;">3% (first-time) / 5%</td><td style="padding:8px;border:1px solid #e2e8f0;">740+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">FHA</td><td style="padding:8px;border:1px solid #e2e8f0;">550</td><td style="padding:8px;border:1px solid #e2e8f0;">10% (550-579) / 3.5% (580+)</td><td style="padding:8px;border:1px solid #e2e8f0;">680+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">VA</td><td style="padding:8px;border:1px solid #e2e8f0;">550</td><td style="padding:8px;border:1px solid #e2e8f0;">0%</td><td style="padding:8px;border:1px solid #e2e8f0;">700+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Jumbo</td><td style="padding:8px;border:1px solid #e2e8f0;">700</td><td style="padding:8px;border:1px solid #e2e8f0;">10-20%</td><td style="padding:8px;border:1px solid #e2e8f0;">740+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Non-QM</td><td style="padding:8px;border:1px solid #e2e8f0;">Varies (often 620+)</td><td style="padding:8px;border:1px solid #e2e8f0;">10-20%</td><td style="padding:8px;border:1px solid #e2e8f0;">700+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">DSCR</td><td style="padding:8px;border:1px solid #e2e8f0;">660</td><td style="padding:8px;border:1px solid #e2e8f0;">20-25%</td><td style="padding:8px;border:1px solid #e2e8f0;">720+</td></tr> </tbody> </table> <h3 style="color:#4a5568;margin-top:20px;">What You Need to Afford a Highlands North Home</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Based on Highlands North's median home price of $810,000:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>3% down (Conventional first-time):</strong> $24,300 down payment</li> <li><strong>3.5% down (FHA):</strong> $28,350 down payment</li> <li><strong>5% down (Conventional):</strong> $40,500 down payment</li> <li><strong>10% down:</strong> $81,000 down payment</li> <li><strong>20% down (no PMI):</strong> $162,000 down payment</li> <li><strong>VA Loan:</strong> $0 down payment for eligible veterans</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Ways to Afford More Home in Highlands North</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Strategies to increase your buying power in Highlands North, Dallas County:</p> <ol style="padding-left:20px;color:#4a5568;line-height:1.8;"> <li><strong>Improve Your Credit Score:</strong> Moving from 620 to 740+ can reduce your rate by 0.5-1.0%, saving hundreds per month on a Highlands North home. Pay down credit cards below 30% utilization.</li> <li><strong>Reduce Monthly Debts:</strong> Paying off a $400/month car payment can increase your buying power by $60,000-$80,000 in Highlands North.</li> <li><strong>Use a Temporary Buydown:</strong> Ask the seller to fund a 2-1 or 3-2-1 buydown to lower payments $400-900/month in the early years.</li> <li><strong>Apply for Down Payment Assistance:</strong> Texas DPA programs and Dallas County assistance can cover 3-5% of the purchase price.</li> <li><strong>Increase Your Down Payment:</strong> A larger down payment reduces your loan amount and can eliminate PMI at 20%, lowering monthly costs.</li> <li><strong>Consider a Longer Loan Term:</strong> A 30-year term has lower monthly payments, increasing what you can qualify for.</li> <li><strong>Add a Co-Borrower:</strong> Adding a spouse or co-borrower's income can substantially increase your maximum purchase price.</li> </ol> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Dallas County Property Tax Data for Highlands North</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our calculators use verified property tax rates from the Dallas County Appraisal District for Highlands North — not generic estimates.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>School District:</strong> Richardson ISD</li> <li><strong>Data Source:</strong> Dallas County Appraisal District official rates</li> <li><strong>Coverage:</strong> City, county, school district, and special district (MUD/PID) rates</li> <li><strong>Homestead Exemption:</strong> $100,000 school district exemption, plus over-65, disability, and veteran exemptions</li> <li><strong>Updates:</strong> Rates verified and updated annually</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Texas has no state income tax, making property tax accuracy critical for mortgage payment budgeting in Highlands North.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Frequently Asked Questions About Highlands North</h2> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">What is the median home price in Highlands North?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The median home price in Highlands North is approximately $810,000, with homes typically ranging from $650,000 to over $1,000,000 depending on size, updates, and lot position.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Why should I buy a home in Highlands North?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Highlands North offers custom-built homes on quarter-acre lots, the iconic Twin Lakes community amenity, Richardson ISD schools within Dallas city limits, and a well-maintained neighborhood with an active HOA and 500+ families.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">What schools serve Highlands North?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Highlands North is served by Richardson ISD, one of the highest-rated school districts in the DFW metroplex. Students attend Bowie Elementary, Parkhill Junior High, and J.J. Pearce High School.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">What are the Twin Lakes in Highlands North?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The Twin Lakes are iconic lighted fountain ponds along Campbell Road at the entrance to Highlands North. Originally farm ponds, they are now city-maintained storm water features and a recognized far north Dallas landmark.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">What are the best features of living in Highlands North?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Highlights include the Twin Lakes with lighted fountains, custom homes on spacious lots, Richardson ISD schools, Preston Ridge Trail access, proximity to UTD and Prestonwood shopping, and an active community with over 500 families.</p> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Contact Your Highlands North Mortgage Expert</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy a home in Highlands North? Contact Patrick Glaros for a free mortgage pre-approval.</p> <address style="font-style:normal;background:#f7fafc;padding:20px;border-radius:8px;margin-top:20px;"> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Patrick Glaros</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Producing Branch Manager</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Directions Home Loan</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">NMLS #308804</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Phone: <a style="color:#2563eb;" href="tel:(469) 399-2411">(469) 399-2411</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Email: <a style="color:#2563eb;" href="mailto:pglaros@directionshomeloan.com">pglaros@directionshomeloan.com</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><a style="color:#2563eb;" href="https://www.google.com/maps?cid=18250188646545171064" rel="noopener">View on Google Maps</a></p> </address> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Conventional loans from 3% down for Highlands North homes — plus jumbo options for higher-end properties. Get pre-approved in 15 minutes.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy in Highlands North, Dallas? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Nearby Neighborhoods</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods/prestonwood">Prestonwood</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods/canyon-creek">Canyon Creek</a></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Explore More</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dallas-home-loans">Dallas Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods">All DFW Neighborhoods →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Browse all DFW cities →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Mortgage Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/refinance-calculator">Refinance Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dscr-calculator">DSCR Calculator</a></li> </ul> </section> </article> </main> </div>