Do some Legacy / Granite Park (Plano) homes require jumbo financing?

Legacy / Granite Park (Plano)'s median home price of $800,000 falls between the $563,500 FHA limit and $832,750 conforming limit, so most purchases use conventional financing. However, higher-end Legacy / Granite Park (Plano) homes above $832,750 will require a jumbo loan with 10-20% down and 700+ credit. VA-eligible buyers benefit from no loan limit with full entitlement.

What conventional loan options are available in Legacy / Granite Park (Plano)?

Conventional loans are ideal for Legacy / Granite Park (Plano)'s $800,000 median price point. Put as little as 3% down ($24,000) for first-time buyers or 5% for repeat buyers. Conventional loans offer competitive rates, no upfront mortgage insurance, and PMI cancels automatically at 20% equity. With credit scores of 600+ (AUS) or 620+ (manual underwrite), most Legacy / Granite Park (Plano) buyers qualify.

What is the FHA loan limit in Legacy / Granite Park, TX?

The 2026 FHA loan limit in Legacy / Granite Park (DFW MSA) is $563,500 for a single-family home. Legacy / Granite Park's median home price of $800,000 is above that threshold, so FHA financing covers many — but not all — Legacy / Granite Park purchases. For homes priced above $563,500, you'll need a conventional loan (conforming limit: $832,750) or a jumbo loan for anything above $832,750. VA-eligible buyers have no loan limit with full entitlement and can purchase any Legacy / Granite Park home with zero down.

What is the conforming loan limit in Legacy / Granite Park, TX?

The 2026 conforming loan limit is $832,750 for Legacy / Granite Park and all DFW-area counties. Conventional loans up to $832,750 offer the best rates and require only 3–5% down for qualified buyers. Legacy / Granite Park's median home price of $800,000 falls within this range for most purchases, so conventional financing covers the majority of Legacy / Granite Park homes. Homes priced above $832,750 require jumbo financing. The FHA loan limit in the DFW MSA is $563,500.

Legacy / Granite Park Plano TX Home Loans | Conventional, VA & Jumbo

<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Legacy / Granite Park mortgage information"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <a style="color:#2563eb;" href="https://www.patrickglaros.com/plano-home-loans">Plano</a> > <span>Legacy / Granite Park</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Legacy / Granite Park Homes - Plano, TX</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Modern Luxury in Plano's Live-Work-Play Hub</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Legacy / Granite Park delivers modern luxury living in Plano's premier corporate corridor, offering walkable access to Toyota, JPMorgan Chase, and Legacy West dining and entertainment.</p> </header> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Legacy / Granite Park Market Overview</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The Legacy / Granite Park real estate market in Plano, Collin County offers attractive opportunities for homebuyers.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Median Home Price:</strong> $800,000</li> <li><strong>Price Range:</strong> $600,000 - $1,000,000</li> <li><strong>Location:</strong> Plano, Collin County, Texas</li> <li><strong>Character:</strong> Modern, corporate, walkable, live-work-play</li> <li><em>Estimated from MLS data for Legacy/Granite Park area homes (January 2026)</em></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Legacy / Granite Park?</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Walkable to Toyota, JPMorgan Chase, and Capital One headquarters</li> <li>Legacy West dining, shopping, and entertainment</li> <li>Modern luxury construction and floor plans</li> <li>Plano ISD top-rated schools</li> <li>True live-work-play lifestyle</li> <li>Strong rental and investment demand</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Legacy / Granite Park Appeals to Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Legacy / Granite Park represents the pinnacle of Plano's live-work-play vision. The area surrounding Legacy West and Granite Park has attracted Fortune 500 headquarters—Toyota, JPMorgan Chase, Capital One, Liberty Mutual—creating a corporate corridor where residents can walk to work, dine at acclaimed restaurants, and enjoy entertainment without ever needing a car.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Modern luxury homes in the area feature contemporary architecture, premium finishes, and thoughtful design that reflects current lifestyle preferences. Whether choosing a luxury townhome or a single-family residence, buyers enjoy the newest construction standards and energy-efficient building practices.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Plano ISD serves the area with consistently top-rated schools, adding family appeal to the already-compelling employment and lifestyle advantages. For buyers relocating to DFW for corporate careers, Legacy / Granite Park eliminates the commute equation entirely.</p> <h3 style="color:#4a5568;margin-top:20px;">Lifestyle</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Walk to work at Fortune 500 headquarters</li> <li>Dining at Legacy West restaurants and bars</li> <li>Weekend shopping and entertainment on foot</li> <li>Modern luxury living with low maintenance</li> <li>Corporate networking and community events</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Legacy / Granite Park Home Features</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Modern construction with premium finishes</li> <li>Open floor plans with high ceilings</li> <li>Smart home technology integration</li> <li>Luxury townhomes and single-family options</li> <li>Community amenity centers</li> <li>Energy-efficient building standards</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Legacy / Granite Park Demographics</h2> <div style="display:grid;grid-template-columns:1fr 1fr;gap:10px;background:#f8fafc;padding:15px;border-radius:8px;border:1px solid #e2e8f0;"> <div><strong>Population:</strong> 12,000</div> <div><strong>Median Age:</strong> 35</div> <div><strong>Median Household Income:</strong> $185,000</div> <div><strong>Owner-Occupied:</strong> 55%</div> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Schools Serving Legacy / Granite Park</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Legacy / Granite Park is served by Plano ISD, rated A+.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Plano ISD - consistently top-rated in Texas</li> <li>Plano West Senior High School - nationally ranked</li> <li>Strong STEM and Advanced Placement programs</li> <li>International Baccalaureate options</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Elementary Schools</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"><li>Haggar Elementary</li><li>Hightower Elementary</li><li>Mitchell Elementary</li></ul> <h3 style="color:#4a5568;margin-top:20px;">Middle Schools</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"><li>Frankford Middle School</li></ul> <h3 style="color:#4a5568;margin-top:20px;">High Schools</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"><li>Shepton High School</li><li>Plano West Senior High</li></ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Commute & Transportation from Legacy / Granite Park</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Downtown Dallas:</strong> 25-35 minutes</p> <h3 style="color:#4a5568;margin-top:20px;">Major Employment Centers</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Toyota North America HQ (walkable)</li> <li>JPMorgan Chase (walkable)</li> <li>Capital One (walkable)</li> <li>Liberty Mutual</li> <li>FedEx Office HQ</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Key Transit Routes</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Dallas North Tollway</li> <li>Sam Rayburn Tollway (SH 121)</li> <li>Legacy Drive</li> <li>DART Silver Line (coming)</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Dining Near Legacy / Granite Park</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Legacy West restaurant collection</li> <li>Granite Park dining options</li> <li>Celebrity chef concepts</li> <li>International cuisines and rooftop bars</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Recreation & Parks Near Legacy / Granite Park</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Legacy West public spaces</li> <li>Arbor Hills Nature Preserve nearby</li> <li>Community fitness centers</li> <li>Walking trails and green spaces</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Shopping Near Legacy / Granite Park</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Legacy West retail</li> <li>Shops at Legacy</li> <li>Stonebriar Centre nearby</li> <li>Willowbend Mall area</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Mortgage Options for Legacy / Granite Park Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Find the right financing for your Legacy / Granite Park home purchase in Plano, Collin County:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Jumbo loan expertise for luxury price points</li> <li>Condo and townhome financing specialists</li> <li>Conventional financing with competitive rates</li> <li>Portfolio lending for corporate relocations</li> <li>HOA and warrantable condo analysis</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Loan Programs Available in Legacy / Granite Park</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Conventional Loans</strong>: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Legacy / Granite Park homes up to $832,750 qualify for conforming loan rates.</li> <li><strong>VA Loans</strong>: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.</li> <li><strong>Jumbo Loans</strong>: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.</li> <li><strong>FHA Loans</strong>: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. The DFW FHA loan limit is $563,500 for single-family homes.</li> <li><strong>DSCR Loans</strong>: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.</li> <li><strong>Construction Loans</strong>: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.</li> <li><strong>Non-QM Loans</strong>: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.</li> <li><strong>Texas VLB Loans</strong>: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.</li> <li><strong>Home Refinancing</strong>: Rate-and-term, cash-out, and streamline refinance options for current Legacy / Granite Park homeowners.</li> </ul> <h3 style="color:#4a5568;margin-top:20px;">Down Payment Assistance & First-Time Buyer Programs</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Legacy / Granite Park buyers may qualify for TSAHC (Texas State Affordable Housing Corporation) down payment assistance: a grant of 2-5% of the loan amount forgiven after 6 months, or a 3-year deferred forgivable second lien at 0% interest. The Collin County income limit is $146,625. First-time homebuyer status is NOT required for the standard Non-Bond DPA program. FHA loans start at 3.5% down, VA loans offer zero down, and temporary rate buydowns (2-1, 3-2-1) can lower your initial monthly payments.</p> <h3 style="color:#4a5568;margin-top:20px;">2026 DFW Loan Limits</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Conforming Loan Limit:</strong> $832,750 (single-family)</li> <li><strong>FHA Loan Limit:</strong> $563,500 (DFW MSA single-family)</li> <li><strong>VA Loans:</strong> No loan limit for eligible veterans with full entitlement</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Get pre-approved today to start your Legacy / Granite Park home search with confidence.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Interactive Mortgage Tools for Legacy / Granite Park Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our <a style="color:#2563eb;" href="https://www.patrickglaros.com/plano-home-loans">Plano city page</a> includes three interactive calculators pre-configured with hyperlocal data for Legacy / Granite Park:</p> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#2d3748;margin-top:0;font-size:1.2rem;">Payment Calculator</h3> <p style="color:#4a5568;line-height:1.6;margin:5px 0;">Calculate your exact monthly mortgage payment for a Legacy / Granite Park home. Pre-filled with the $800,000 median price, Collin County property tax rates for Plano ISD, live Freddie Mac PMMS interest rates, PMI, FHA MIP, VA Funding Fee, insurance, and HOA.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#2d3748;margin-top:0;font-size:1.2rem;">Affordability Calculator</h3> <p style="color:#4a5568;line-height:1.6;margin:5px 0;">See how much home you can afford in Legacy / Granite Park based on your income, debts, and savings. Uses real DTI limits: Conventional up to 50%, FHA 46.99/57.49%, VA (no hard DTI cap), Jumbo 43%, Non-QM up to 50%. Includes Collin County taxes automatically.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#2d3748;margin-top:0;font-size:1.2rem;">Temporary Buydown Calculator</h3> <p style="color:#4a5568;line-height:1.6;margin:5px 0;">Compare 2-1, 3-2-1, and 1-0 seller-paid buydown options for your Legacy / Granite Park purchase. See monthly savings by year, seller concession cost, and breakeven analysis with live rates and Collin County property taxes.</p> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Affordability Guidelines for Legacy / Granite Park Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Understanding how lenders evaluate your ability to afford a home in Legacy / Granite Park, Collin County:</p> <h3 style="color:#4a5568;margin-top:20px;">Debt-to-Income (DTI) Limits by Loan Type</h3> <table style="width:100%;border-collapse:collapse;margin:10px 0;font-size:14px;"> <thead> <tr style="background:#f1f5f9;"> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Loan Type</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Front-End DTI</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Back-End DTI</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Notes</th> </tr> </thead> <tbody> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Conventional</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A (no cap)</td><td style="padding:8px;border:1px solid #e2e8f0;">Up to 50%</td><td style="padding:8px;border:1px solid #e2e8f0;">AUS-driven; strong compensating factors above 45%</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">FHA</td><td style="padding:8px;border:1px solid #e2e8f0;">46.99%</td><td style="padding:8px;border:1px solid #e2e8f0;">57.49%</td><td style="padding:8px;border:1px solid #e2e8f0;">With compensating factors; standard is 31/43</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">VA</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A</td><td style="padding:8px;border:1px solid #e2e8f0;">No hard cap</td><td style="padding:8px;border:1px solid #e2e8f0;">No hard DTI cap — residual income is the primary qualification method</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Jumbo</td><td style="padding:8px;border:1px solid #e2e8f0;">Varies</td><td style="padding:8px;border:1px solid #e2e8f0;">43%</td><td style="padding:8px;border:1px solid #e2e8f0;">Stricter reserves and credit requirements</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Non-QM</td><td style="padding:8px;border:1px solid #e2e8f0;">Varies</td><td style="padding:8px;border:1px solid #e2e8f0;">Up to 50%</td><td style="padding:8px;border:1px solid #e2e8f0;">Bank statement, asset-based, or DSCR qualification</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">DSCR</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A</td><td style="padding:8px;border:1px solid #e2e8f0;">N/A</td><td style="padding:8px;border:1px solid #e2e8f0;">Qualifies on rental income, not personal DTI</td></tr> </tbody> </table> <h3 style="color:#4a5568;margin-top:20px;">Credit Score Requirements</h3> <table style="width:100%;border-collapse:collapse;margin:10px 0;font-size:14px;"> <thead> <tr style="background:#f1f5f9;"> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Loan Type</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Minimum Score</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Down Payment</th> <th style="padding:10px;text-align:left;border:1px solid #e2e8f0;">Best Rates</th> </tr> </thead> <tbody> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Conventional</td><td style="padding:8px;border:1px solid #e2e8f0;">600 (AUS) / 620 (manual)</td><td style="padding:8px;border:1px solid #e2e8f0;">3% (first-time) / 5%</td><td style="padding:8px;border:1px solid #e2e8f0;">740+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">FHA</td><td style="padding:8px;border:1px solid #e2e8f0;">550</td><td style="padding:8px;border:1px solid #e2e8f0;">10% (550-579) / 3.5% (580+)</td><td style="padding:8px;border:1px solid #e2e8f0;">680+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">VA</td><td style="padding:8px;border:1px solid #e2e8f0;">550</td><td style="padding:8px;border:1px solid #e2e8f0;">0%</td><td style="padding:8px;border:1px solid #e2e8f0;">700+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Jumbo</td><td style="padding:8px;border:1px solid #e2e8f0;">700</td><td style="padding:8px;border:1px solid #e2e8f0;">10-20%</td><td style="padding:8px;border:1px solid #e2e8f0;">740+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">Non-QM</td><td style="padding:8px;border:1px solid #e2e8f0;">Varies (often 620+)</td><td style="padding:8px;border:1px solid #e2e8f0;">10-20%</td><td style="padding:8px;border:1px solid #e2e8f0;">700+</td></tr> <tr><td style="padding:8px;border:1px solid #e2e8f0;">DSCR</td><td style="padding:8px;border:1px solid #e2e8f0;">660</td><td style="padding:8px;border:1px solid #e2e8f0;">20-25%</td><td style="padding:8px;border:1px solid #e2e8f0;">720+</td></tr> </tbody> </table> <h3 style="color:#4a5568;margin-top:20px;">What You Need to Afford a Legacy / Granite Park Home</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Based on Legacy / Granite Park's median home price of $800,000:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>3% down (Conventional first-time):</strong> $24,000 down payment</li> <li><strong>3.5% down (FHA):</strong> $28,000 down payment</li> <li><strong>5% down (Conventional):</strong> $40,000 down payment</li> <li><strong>10% down:</strong> $80,000 down payment</li> <li><strong>20% down (no PMI):</strong> $160,000 down payment</li> <li><strong>VA Loan:</strong> $0 down payment for eligible veterans</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Ways to Afford More Home in Legacy / Granite Park</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Strategies to increase your buying power in Legacy / Granite Park, Collin County:</p> <ol style="padding-left:20px;color:#4a5568;line-height:1.8;"> <li><strong>Improve Your Credit Score:</strong> Moving from 620 to 740+ can reduce your rate by 0.5-1.0%, saving hundreds per month on a Legacy / Granite Park home. Pay down credit cards below 30% utilization.</li> <li><strong>Reduce Monthly Debts:</strong> Paying off a $400/month car payment can increase your buying power by $60,000-$80,000 in Legacy / Granite Park.</li> <li><strong>Use a Temporary Buydown:</strong> Ask the seller to fund a 2-1 or 3-2-1 buydown to lower payments $400-900/month in the early years.</li> <li><strong>Apply for Down Payment Assistance:</strong> Texas DPA programs and Collin County assistance can cover 3-5% of the purchase price.</li> <li><strong>Increase Your Down Payment:</strong> A larger down payment reduces your loan amount and can eliminate PMI at 20%, lowering monthly costs.</li> <li><strong>Consider a Longer Loan Term:</strong> A 30-year term has lower monthly payments, increasing what you can qualify for.</li> <li><strong>Add a Co-Borrower:</strong> Adding a spouse or co-borrower's income can substantially increase your maximum purchase price.</li> </ol> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Collin County Property Tax Data for Legacy / Granite Park</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our calculators use verified property tax rates from the Collin County Appraisal District for Legacy / Granite Park — not generic estimates.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>School District:</strong> Plano ISD</li> <li><strong>Data Source:</strong> Collin County Appraisal District official rates</li> <li><strong>Coverage:</strong> City, county, school district, and special district (MUD/PID) rates</li> <li><strong>Homestead Exemption:</strong> $100,000 school district exemption, plus over-65, disability, and veteran exemptions</li> <li><strong>Updates:</strong> Rates verified and updated annually</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Texas has no state income tax, making property tax accuracy critical for mortgage payment budgeting in Legacy / Granite Park.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Frequently Asked Questions About Legacy / Granite Park</h2> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">What is the median home price in Legacy / Granite Park?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The median home price in the Legacy / Granite Park area is approximately $800,000, with properties ranging from $600,000 for luxury townhomes to $1 million for premium single-family homes.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Why should I buy a home in Legacy / Granite Park?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Legacy / Granite Park offers walkable access to Fortune 500 employers, Legacy West dining and entertainment, modern luxury construction, and Plano ISD schools—a true live-work-play lifestyle that eliminates commute stress.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">What schools serve Legacy / Granite Park?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The area is served by Plano ISD, consistently one of the top-rated school districts in Texas. Plano West Senior High School is nationally ranked, and the district offers strong STEM and AP programs.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Are Legacy / Granite Park home prices trending up?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The Legacy / Granite Park area has shown strong appreciation driven by Fortune 500 employer proximity, corporate relocations, and the continued development of the Legacy West live-work-play district.</p> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">What are the best features of living in Legacy / Granite Park?</h3> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The best features include walkable Fortune 500 employer access, Legacy West dining and entertainment, modern luxury construction, Plano ISD schools, and a vibrant live-work-play community atmosphere.</p> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Contact Your Legacy / Granite Park Mortgage Expert</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy a home in Legacy / Granite Park? Contact Patrick Glaros for a free mortgage pre-approval.</p> <address style="font-style:normal;background:#f7fafc;padding:20px;border-radius:8px;margin-top:20px;"> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Patrick Glaros</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Producing Branch Manager</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Directions Home Loan</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">NMLS #308804</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Phone: <a style="color:#2563eb;" href="tel:(469) 399-2411">(469) 399-2411</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Email: <a style="color:#2563eb;" href="mailto:pglaros@directionshomeloan.com">pglaros@directionshomeloan.com</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><a style="color:#2563eb;" href="https://www.google.com/maps?cid=18250188646545171064" rel="noopener">View on Google Maps</a></p> </address> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Conventional loans from 3% down for Legacy / Granite Park homes — plus jumbo options for higher-end properties. Get pre-approved in 15 minutes.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy in Legacy / Granite Park, Plano? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Nearby Neighborhoods</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods/willow-bend">Willow Bend</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods/west-plano">West Plano</a></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Explore More</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/plano-home-loans">Plano Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods">All DFW Neighborhoods →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Browse all DFW cities →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Mortgage Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/refinance-calculator">Refinance Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dscr-calculator">DSCR Calculator</a></li> </ul> </section> </article> </main> </div>