Is Terrell TX eligible for USDA home loans?

Many Terrell TX properties and surrounding Kaufman County areas qualify for USDA rural housing. The USDA Guaranteed program offers zero-down financing for income-qualifying buyers (income limit at 115% of area median). Terrell ISD serves the community. In addition to USDA, VA loans offer zero-down for eligible veterans, and FHA requires just 3.5% down. Terrell's median prices are typically in the $230K–$370K range — affordable by DFW standards. I-20 access makes Dallas commuting feasible in 35–40 minutes.

What is the housing market like in Terrell TX?

Terrell serves as the Kaufman County seat with a historic downtown character and access to Lake Tawakoni nearby. Growing proximity to Forney's boom has driven some investment interest. Terrell ISD offers small-district schooling. Home prices are among DFW's most accessible at $230K–$370K. For buyers seeking Kaufman County affordability with USDA zero-down eligibility and a historic town character, Terrell is a solid choice. Get pre-approved in 15 minutes to explore Terrell options.

Can I buy a home in Terrell with an FHA loan?

Absolutely — Terrell's median home price of $217,000 is well within the $563,500 FHA loan limit, making FHA an excellent option. Your down payment would be just $7,595 at 3.5% down, and FHA accepts credit scores as low as 550 (10% down from 550-579, 3.5% down at 580+). TSAHC down payment assistance grants of 2-5% of the loan amount can further reduce your out-of-pocket costs for Kaufman County buyers earning under $146,625.

What VA loan benefits are available in Terrell?

VA loans are a powerful option for Terrell home purchases: zero down payment (saving you $6,510 to $43,400), no monthly PMI, competitive interest rates, and no loan limit with full entitlement. VA loans require a minimum 550 credit score at our company. At Terrell's median price of $217,000, you could save thousands in upfront costs compared to conventional or FHA financing.

What down payment assistance is available for Terrell homebuyers?

Terrell homebuyers in Kaufman County can access TSAHC (Texas State Affordable Housing Corporation) down payment assistance: a grant of 2-5% of the loan amount forgiven after just 6 months (available with FHA, VA, or USDA loans, minimum 620 FICO), or a 3-year deferred forgivable second lien of 2-5% at 0% interest (available with all loan types including conventional, minimum 620-640 FICO). Income limit for Kaufman County is $146,625. First-time homebuyer status is NOT required for the standard Non-Bond DPA program.

What is the FHA loan limit in Terrell, TX?

The 2026 FHA loan limit in Terrell (DFW MSA) is $563,500 for a single-family home — well above Terrell's median home price of $217,000. That means FHA financing is available for virtually all standard Terrell home purchases, with as little as 3.5% down and credit scores starting at 580 (or 550 with 10% down). The conforming loan limit for conventional loans is $832,750, also far above the typical Terrell purchase price, giving buyers a wide range of program options.

What is the conventional loan limit in Terrell, TX?

The 2026 conforming loan limit is $832,750 for Terrell and the entire DFW metro. Conventional loans up to this amount qualify for competitive interest rates, require only 3% down for first-time buyers, and avoid the FHA mortgage insurance premium structure. At Terrell's median price of $217,000, conventional financing easily covers all typical Terrell purchases. The FHA loan limit in Terrell is also $563,500 — both limits are well above the median, giving buyers flexibility to choose the program that fits their financial profile.

What credit score do I need to buy a home in Terrell, TX?

Credit score requirements vary by loan program for Terrell homebuyers: FHA loans require 580+ for 3.5% down ($7,595 on the median Terrell home) or 550+ with 10% down. Conventional loans need 600+ with AUS approval (620+ for manually underwritten loans) and offer as little as 3% down ($6,510). VA loans have no VA-mandated minimum — our company minimum is 550. Jumbo loans (above $832,750) typically require 700+. Even with lower scores, Non-QM options starting at 620+ may be available. We can review your credit profile and match you with the best program — get a free pre-approval to see your options.

How much home can I afford in Terrell, Texas?

Based on Terrell's median home price of $217,000, a typical monthly payment with 20% down ($43,400) would be approximately $1,097/month including principal, interest, Kaufman County property taxes, and homeowners insurance. First-time buyers can put as little as 3% down ($6,510) on conventional or 3.5% ($7,595) on FHA loans, though monthly payments will be higher with mortgage insurance. Our Terrell mortgage calculator factors in exact Kaufman County tax rates by school district — try it to see personalized numbers for your budget.

How much are property taxes in Terrell, Kaufman County?

Property tax rates in Terrell vary by school district and special taxing districts within Kaufman County, typically ranging from 1.8% to 2.8% of assessed value. On a $217,000 home, that's roughly $398/month in property taxes. Texas has no state income tax, which partially offsets the higher property taxes. Some areas may include MUD (Municipal Utility District) or PID (Public Improvement District) fees. Our Terrell calculator uses verified rates from the Kaufman County Appraisal District — enter any address to see exact tax estimates.

What down payment assistance programs are available in Terrell?

Terrell homebuyers in Kaufman County can access TSAHC (Texas State Affordable Housing Corporation) down payment assistance through two options: (1) a DPA Grant of 2-5% of the loan amount, forgiven after just 6 months — available with FHA, VA, or USDA loans, minimum 620 FICO; (2) a 3-Year Deferred Forgivable Second Lien of 2-5% at 0% interest, forgiven on the 3rd anniversary — available with all loan types including HFA Conventional, minimum 620-640 FICO. The Kaufman County income limit is $146,625 (Non-Bond DPA). First-time homebuyer status is NOT required for Non-Bond DPA. Teachers, veterans, police, firefighters, EMS, and corrections officers may qualify for the Homes for Texas Heroes program. FHA loans require just 3.5% down ($7,595 on a $217,000 home), and VA loans offer zero-down financing. Get pre-approved to see which DPA programs you qualify for.

How long does it take to close on a home in Terrell?

Our average closing time for Terrell home purchases is 21 days from contract to keys, compared to the industry average of 45+ days. This speed advantage makes your offer more competitive with Terrell sellers. Pre-approved buyers often close even faster since appraisal and underwriting begin immediately. We coordinate directly with Kaufman County title companies and appraisers to prevent delays. Getting pre-approved before house hunting puts you in the strongest position.

What's the first step to buying a home in Terrell?

The first step is getting pre-approved — it's free, takes about 15 minutes, and gives you a clear picture of your Terrell home buying budget. Pre-approval shows sellers you're a serious, qualified buyer and strengthens your offer in competitive Kaufman County neighborhoods. You'll know exactly which loan programs you qualify for (conventional, FHA, VA, or jumbo), your maximum purchase price, and estimated monthly payment including Kaufman County taxes. Start your free pre-approval online or call us to discuss your Terrell home buying goals.

Terrell TX Home Loans | Kaufman County

<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Terrell mortgage information"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Cities</a> > <span>Terrell</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Buy Your Terrell Home — We Handle the Mortgage</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Terrell TX mortgage expert — Kaufman County seat with USDA-eligible areas and affordable prices. FHA, VA, USDA, conventional. 21-day avg close. Patrick Glaros — no credit check to get started.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Get pre-approved in minutes, not days. Local Kaufman County expertise with personalized service from application to closing.</p> </header> <p style="color:#2563eb;font-size:1.1rem;font-weight:600;margin:15px 0;">Most Affordable Major DFW City</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Terrell Appeals to Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Terrell offers the most affordable housing among major DFW cities, with median prices ranging from $184K to $250K—a fraction of costs in Dallas County communities. This historic Kaufman County seat of approximately 20,000 provides genuine small-town character with accessible homeownership.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Located 35 miles east of Dallas, Terrell appeals to buyers prioritizing affordability over commute convenience. The city's historic downtown, established neighborhoods, and Terrell State Hospital provide local employment, while I-20 connects to Dallas employment centers.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The housing market features older downtown properties, mid-market newer construction, and premium new builds—all at prices that make homeownership achievable for buyers priced out of other markets. Terrell ISD serves the community with career and technical programs.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Most affordable major DFW city</li> <li>Median prices $184K-$250K</li> <li>Historic Kaufman County seat (pop 20K)</li> <li>35 miles east of Dallas via I-20</li> <li>Genuine small-town character</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Frequently Asked Questions About Terrell Home Loans</h2> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What is the median home price in Terrell?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">The median home price in Terrell ranges from $184K to $250K, making it the most affordable major city in the DFW metroplex with stable prices year-over-year. Use our free Terrell calculator to estimate your monthly payment with current rates and Kaufman County taxes included.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How long do homes stay on the market in Terrell?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Terrell homes currently average 90-120 days on market. The affordable pricing attracts budget-conscious buyers willing to commute. Start with a free pre-approval to strengthen your offer — qualified buyers can close in as few as 21 days in Terrell.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What school district serves Terrell?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Terrell is served by Terrell ISD, an average-rated district with career and technical programs serving approximately 5,000 students. We'll help you find financing that fits homes in your target school zone — get pre-approved in about 15 minutes.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How far is Terrell from Dallas?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Terrell is approximately 35 miles east of Dallas via I-20, typically a 40-50 minute commute depending on traffic conditions.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">Why is Terrell so affordable?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Terrell's distance from Dallas (35 miles east), smaller population, and Kaufman County location contribute to significantly lower home prices than Dallas County communities.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How do I get pre-approved for a home loan in Terrell?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Terrell homebuyers can get pre-approved in about 15 minutes online — no hard credit pull for the initial consultation. Pre-approval shows sellers you're a serious buyer and can help you close in as little as 21 days. You'll know exactly which loan programs fit your situation, whether that's conventional, FHA, VA, or jumbo financing in Kaufman County. Start your free pre-approval today to shop Terrell neighborhoods with confidence.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">Can I buy a home in Terrell with a low credit score?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Yes. FHA loans allow credit scores as low as 550 — borrowers with 550-579 need 10% down, while 580+ qualifies for just 3.5% down ($7,595 on Terrell's $217,000 median). VA loans also accept scores as low as 550 with zero down payment. Conventional loans require a minimum 600 FICO with AUS approval (620 for manual underwriting). As the most affordable major DFW city, Terrell makes these programs especially impactful for first-time buyers. Get pre-approved in about 15 minutes to see which programs you qualify for.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What's the minimum down payment to buy a home in Terrell?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">VA loans require zero down payment — eligible veterans and service members can buy a Terrell home with $0 down. FHA loans need just 3.5% down ($7,595 on the $217,000 median home). Conventional loans start at 3% down ($6,510). Texas down payment assistance programs like TSAHC may further reduce your out-of-pocket costs. Terrell's ultra-affordable pricing means monthly payments can be significantly less than renting in other DFW cities.</p> </details> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Terrell Housing Market Overview</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The Terrell, TX real estate market offers diverse opportunities for homebuyers in Kaufman County.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Median Home Price in Terrell:</strong> $217,000</li> <li><strong>Average Days on Market:</strong> 105 days</li> <li><strong>County:</strong> Kaufman County, Texas</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Terrell Neighborhoods by Price Range</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Explore Terrell neighborhoods organized by home price to find the perfect fit for your budget.</p> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Budget Homes ($150,000 - $200,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Historic Terrell</strong> - Homes from $150,000 to $200,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Mid-Market Homes ($200,000 - $275,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Newer Terrell</strong> - Homes from $200,000 to $275,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Premium Homes ($275,000 - $350,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>New Construction Terrell</strong> - Homes from $275,000 to $350,000</li> </ul> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">School Districts in Terrell</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Terrell is served by highly-rated school districts, making it ideal for families.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Terrell ISD</strong> - C+</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Major Employers Near Terrell</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Convenient commutes to major employment centers make Terrell an attractive location for professionals.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Dallas (40-50 min)</li> <li>Kaufman (15 min)</li> <li>Rockwall (25 min)</li> <li>Terrell State Hospital</li> <li>Local employers</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Buy a Home in Terrell?</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Most Affordable:</strong> Lowest median prices among major DFW cities at $184K-$250K.</li> <li><strong>Historic Character:</strong> Kaufman County seat with historic downtown and established character.</li> <li><strong>Small-Town Living:</strong> Population of 20,000 provides genuine small-town community feel.</li> <li><strong>Dallas Access:</strong> I-20 provides 35-mile route to Dallas employment centers.</li> <li><strong>Homeownership Access:</strong> Affordable pricing makes homeownership achievable for more buyers.</li> <li><strong>Kaufman County:</strong> County seat location with local services and employment.</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Mortgage Options for Terrell Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Find the right financing for your Terrell home purchase in Kaufman County with these mortgage programs:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>FHA Loans</strong>: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. Most Terrell homes fall within the $563,500 DFW FHA loan limit.</li> <li><strong>VA Loans</strong>: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.</li> <li><strong>Conventional Loans</strong>: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Terrell homes up to $832,750 qualify for conforming loan rates.</li> <li><strong>DSCR Loans</strong>: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.</li> <li><strong>Texas VLB Loans</strong>: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.</li> <li><strong>Construction Loans</strong>: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.</li> <li><strong>Jumbo Loans</strong>: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.</li> <li><strong>Non-QM Loans</strong>: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.</li> <li><strong>Home Refinancing</strong>: Rate-and-term, cash-out, and streamline refinance options for current Terrell homeowners.</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The 2026 conforming loan limit for Kaufman County is $832,750. VA-eligible buyers have no loan limit with full entitlement. <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Use our mortgage calculator</a> to see current rates and payment estimates for Terrell.</p> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Try our interactive Terrell calculators: <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Payment Calculator</a>, <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a>, and <a style="color:#2563eb;" href="https://www.patrickglaros.com/terrell-home-loans#calculators">Buydown Calculator</a> — all pre-loaded with Kaufman County tax rates and live PMMS interest rates.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">What You Need to Afford a Terrell Home</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Based on Terrell's median home price of $217,000:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>3% down (Conventional first-time):</strong> $6,510 down payment</li> <li><strong>3.5% down (FHA):</strong> $7,595 down payment</li> <li><strong>5% down (Conventional):</strong> $10,850 down payment</li> <li><strong>10% down:</strong> $21,700 down payment</li> <li><strong>20% down (no PMI):</strong> $43,400 down payment</li> <li><strong>VA Loan:</strong> $0 down payment for eligible veterans</li> <li><strong>Estimated monthly P&I (20% down, 30yr):</strong> ~$1,097/month (plus taxes, insurance, HOA)</li> </ul> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Seller-paid temporary buydowns (2-1 or 3-2-1) can reduce your Terrell mortgage payment by $400–$900/month in the early years. <a style="color:#2563eb;" href="https://www.patrickglaros.com/terrell-home-loans#calculators">Try our Buydown Calculator</a> to compare options with your specific home price.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Kaufman County Property Tax Data</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our Terrell calculators use verified property tax rates from the Kaufman County Appraisal District — not generic estimates or national averages. Texas has no state income tax, making accurate property tax calculations essential for budgeting.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Data Source:</strong> Kaufman County Appraisal District official rates</li> <li><strong>Coverage:</strong> Tax rates broken down by city, school district, and special districts</li> <li><strong>MUD/PID:</strong> Municipal Utility Districts and Public Improvement Districts included where applicable</li> <li><strong>Exemptions:</strong> Homestead exemption ($100,000 school district exemption), over-65, disability, and veteran exemptions supported</li> <li><strong>Updates:</strong> Rates verified and updated annually from County Appraisal District sources</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Property taxes in Kaufman County vary significantly by school district and location. Our calculators let you select your specific school district for accurate monthly payment estimates in Terrell.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Contact Your Terrell Mortgage Expert</h2> <address style="font-style:normal;background:#f7fafc;padding:20px;border-radius:8px;margin-top:20px;"> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Patrick Glaros</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Producing Branch Manager</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Directions Home Loan</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">NMLS #308804</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Phone: <a style="color:#2563eb;" href="tel:(469) 399-2411">(469) 399-2411</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Email: <a style="color:#2563eb;" href="mailto:pglaros@directionshomeloan.com">pglaros@directionshomeloan.com</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><a style="color:#2563eb;" href="https://www.google.com/maps?cid=18250188646545171064" rel="noopener">View on Google Maps</a> · 5.0 star rating on Google Reviews</p> </address> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">FHA loans from 3.5% down and VA loans with zero down — affordable paths to homeownership in Terrell. Down payment assistance may cover your upfront costs.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy in Terrell? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">More Kaufman County Cities</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/forney-home-loans">Forney Home Loans</a></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Explore More</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Browse all DFW cities →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods">Explore DFW neighborhoods →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Mortgage Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/refinance-calculator">Refinance Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dscr-calculator">DSCR Calculator</a></li> </ul> </section> </article> </main> </div>