What is the median home price in Arlington TX?

Arlington's median home price is around $400,000, significantly below premium suburbs like Frisco or Plano. A 3% conventional down payment would be approximately $12,000, making homeownership very accessible.

What are the best neighborhoods in Arlington TX to buy a home?

Arlington offers diverse neighborhoods: Viridian for new construction lakeside living, Interlochen and Country Club Estates for established luxury, North Arlington near entertainment venues, and South Arlington for maximum affordability.

Is Arlington TX a good place to buy a house?

Arlington offers exceptional value between Dallas and Fort Worth with AT&T Stadium, Globe Life Field, Six Flags, and UTA campus. Affordable pricing, dual metro access, and stable appreciation make it ideal for first-time and move-up buyers.

Which loan types work best for Arlington home purchases?

Arlington's median home price of $400,000 falls within both FHA and conforming loan limits, giving you the widest range of options: FHA loans from 3.5% down ($14,000) with credit scores as low as 550, conventional loans from 3% down ($12,000) with scores of 600+, and VA loans with zero down for eligible veterans. All major loan types are available for most Arlington purchases.

What is the FHA loan limit in Arlington, TX?

The 2026 FHA loan limit in Arlington (DFW MSA) is $563,500 for a single-family home — well above Arlington's median home price of $400,000. That means FHA financing is available for virtually all standard Arlington home purchases, with as little as 3.5% down and credit scores starting at 580 (or 550 with 10% down). The conforming loan limit for conventional loans is $832,750, also far above the typical Arlington purchase price, giving buyers a wide range of program options.

What is the conventional loan limit in Arlington, TX?

The 2026 conforming loan limit is $832,750 for Arlington and the entire DFW metro. Conventional loans up to this amount qualify for competitive interest rates, require only 3% down for first-time buyers, and avoid the FHA mortgage insurance premium structure. At Arlington's median price of $400,000, conventional financing easily covers all typical Arlington purchases. The FHA loan limit in Arlington is also $563,500 — both limits are well above the median, giving buyers flexibility to choose the program that fits their financial profile.

What credit score do I need to buy a home in Arlington, TX?

Credit score requirements vary by loan program for Arlington homebuyers: FHA loans require 580+ for 3.5% down ($14,000 on the median Arlington home) or 550+ with 10% down. Conventional loans need 600+ with AUS approval (620+ for manually underwritten loans) and offer as little as 3% down ($12,000). VA loans have no VA-mandated minimum — our company minimum is 550. Jumbo loans (above $832,750) typically require 700+. Even with lower scores, Non-QM options starting at 620+ may be available. We can review your credit profile and match you with the best program — get a free pre-approval to see your options.

How much home can I afford in Arlington, Texas?

Based on Arlington's median home price of $400,000, a typical monthly payment with 20% down ($80,000) would be approximately $2,023/month including principal, interest, Tarrant County property taxes, and homeowners insurance. First-time buyers can put as little as 3% down ($12,000) on conventional or 3.5% ($14,000) on FHA loans, though monthly payments will be higher with mortgage insurance. Our Arlington mortgage calculator factors in exact Tarrant County tax rates by school district — try it to see personalized numbers for your budget.

How much are property taxes in Arlington, Tarrant County?

Property tax rates in Arlington vary by school district and special taxing districts within Tarrant County, typically ranging from 1.8% to 2.8% of assessed value. On a $400,000 home, that's roughly $733/month in property taxes. Texas has no state income tax, which partially offsets the higher property taxes. Some areas may include MUD (Municipal Utility District) or PID (Public Improvement District) fees. Our Arlington calculator uses verified rates from the Tarrant County Appraisal District — enter any address to see exact tax estimates.

What down payment assistance programs are available in Arlington?

Arlington homebuyers in Tarrant County can access TSAHC (Texas State Affordable Housing Corporation) down payment assistance through two options: (1) a DPA Grant of 2-5% of the loan amount, forgiven after just 6 months — available with FHA, VA, or USDA loans, minimum 620 FICO; (2) a 3-Year Deferred Forgivable Second Lien of 2-5% at 0% interest, forgiven on the 3rd anniversary — available with all loan types including HFA Conventional, minimum 620-640 FICO. The Tarrant County income limit is $133,375 (Non-Bond DPA). First-time homebuyer status is NOT required for Non-Bond DPA. Teachers, veterans, police, firefighters, EMS, and corrections officers may qualify for the Homes for Texas Heroes program. FHA loans require just 3.5% down ($14,000 on a $400,000 home), and VA loans offer zero-down financing. Get pre-approved to see which DPA programs you qualify for.

How long does it take to close on a home in Arlington?

Our average closing time for Arlington home purchases is 21 days from contract to keys, compared to the industry average of 45+ days. This speed advantage makes your offer more competitive with Arlington sellers. Pre-approved buyers often close even faster since appraisal and underwriting begin immediately. We coordinate directly with Tarrant County title companies and appraisers to prevent delays. Getting pre-approved before house hunting puts you in the strongest position.

What's the first step to buying a home in Arlington?

The first step is getting pre-approved — it's free, takes about 15 minutes, and gives you a clear picture of your Arlington home buying budget. Pre-approval shows sellers you're a serious, qualified buyer and strengthens your offer in competitive Tarrant County neighborhoods. You'll know exactly which loan programs you qualify for (conventional, FHA, VA, or jumbo), your maximum purchase price, and estimated monthly payment including Tarrant County taxes. Start your free pre-approval online or call us to discuss your Arlington home buying goals.

Arlington TX Home Loans | FHA, VA & Conventional

<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Arlington mortgage information"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Cities</a> > <span>Arlington</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Buy Your Arlington Home — We Handle the Mortgage</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Arlington TX mortgage expert — mid-cities affordability near AT&T Stadium & Globe Life Field. FHA, VA & conventional at competitive rates. 21-day average close. See your options — no credit check. Patrick Glaros</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Get pre-approved in minutes, not days. Local Tarrant County expertise with personalized service from application to closing.</p> </header> <p style="color:#2563eb;font-size:1.1rem;font-weight:600;margin:15px 0;">Entertainment Capital of Texas</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Arlington Appeals to Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Arlington's strategic position between Dallas and Fort Worth creates exceptional connectivity to dual employment markets. The city's Entertainment District, anchored by AT&T Stadium, Globe Life Field, and Six Flags Over Texas, provides unmatched recreational access and community pride centered around Cowboys and Rangers culture.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">With a median home price of $335,000, Arlington offers significantly more affordable housing than premium suburbs like Plano or Frisco while maintaining quality schools, diverse neighborhoods, and urban lifestyle benefits. The 2,700-acre Entertainment District hub creates both entertainment and employment opportunities.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Arlington's market position - moderate pricing with stable appreciation - creates compelling value for homebuyers. First-time buyers and move-up buyers particularly benefit from Arlington's accessibility combined with proximity to major employers across both Dallas and Fort Worth markets.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>AT&T Stadium - Dallas Cowboys home</li> <li>Globe Life Field - Texas Rangers home</li> <li>Six Flags Over Texas and Hurricane Harbor</li> <li>Strategic location between Dallas and Fort Worth</li> <li>Median home price $335K - accessible compared to premium suburbs</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Frequently Asked Questions About Arlington Home Loans</h2> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What is the median home price in Arlington?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">The median home price in Arlington is currently competitive pricing, with prices changing steadily year-over-year. Arlington offers affordable homeownership with diverse neighborhoods across price points. Use our Arlington mortgage calculator to see your estimated monthly payment at current rates.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How long do homes stay on the market in Arlington?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Arlington homes currently average 30 days on market. The market maintains balanced conditions with opportunities for negotiation. With pre-approval, qualified buyers can close in as little as 21 days and stand out from competing offers.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What makes Arlington unique for homebuyers?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Arlington offers the Entertainment District with AT&T Stadium, Globe Life Field, and Six Flags - unmatched recreational access. Strategic location provides quick commutes to both Dallas and Fort Worth job markets. Get pre-approved in about 15 minutes to start exploring Arlington's diverse neighborhoods.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">Can I live within walking distance of AT&T Stadium?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Yes! Several neighborhoods and newer developments are within walking distance of AT&T Stadium, Globe Life Field, and Six Flags. The Entertainment District includes emerging residential options. Pre-approved buyers present a stronger offer in these high-demand areas.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What are property taxes like in Arlington?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Tarrant County property taxes average 2.1-2.4% of assessed value annually. On a $335K home, annual taxes range $7,035-$8,040, or approximately $586-$670 monthly. At Arlington's median of $310,000, a 3.5% FHA down payment is just $10,850 — making homeownership accessible for many buyers.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How do I get pre-approved for a home loan in Arlington?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Getting pre-approved for an Arlington home loan takes about 15 minutes online. You'll need basic income and asset information — no hard credit pull for the initial consultation. Pre-approval shows Arlington sellers you're a serious, qualified buyer and can help you close in as little as 21 days. With pre-approval, you'll know exactly which loan programs fit your situation, whether that's conventional, FHA, VA, or jumbo financing in Tarrant County. Start your free pre-approval today to shop Arlington neighborhoods with confidence.</p> </details> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Arlington Neighborhoods by Price Range</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Explore Arlington neighborhoods organized by home price to find the perfect fit for your budget.</p> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Entry-Level Homes (Under $300,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>South Arlington</strong> - Homes from $200,000 to $300,000</li> <li><strong>East Arlington</strong> - Homes from $225,000 to $325,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Mid-Market Homes ($300,000 - $450,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>North Arlington</strong> - Homes from $325,000 to $425,000</li> <li><strong>Entertainment District Adjacent</strong> - Homes from $300,000 to $450,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Upper-Mid to Luxury Homes ($450,000+)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Southwest Arlington</strong> - Homes from $400,000 to $600,000</li> <li><strong>Viridian</strong> - Homes from $500,000 to $800,000</li> </ul> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">School Districts in Arlington</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Arlington is served by highly-rated school districts, making it ideal for families.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Arlington ISD</strong> - B</li> <li><strong>Mansfield ISD</strong> - A</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Major Employers Near Arlington</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Convenient commutes to major employment centers make Arlington an attractive location for professionals.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Entertainment District</li> <li>General Motors Plant</li> <li>UTA Campus</li> <li>Medical Center Arlington</li> <li>Lincoln Square</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Buy a Home in Arlington?</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Entertainment Hub:</strong> AT&T Stadium, Globe Life Field, Six Flags, Texas Live! - unmatched entertainment access.</li> <li><strong>Dual Market Access:</strong> Strategic position between Dallas and Fort Worth with quick commutes to both metros.</li> <li><strong>Affordability:</strong> $335K median price - significantly below premium suburbs while maintaining quality.</li> <li><strong>UTA Campus:</strong> University of Texas at Arlington provides education, employment, and community resources.</li> <li><strong>Sports Culture:</strong> Cowboys and Rangers home - unique community pride and entertainment lifestyle.</li> <li><strong>Stable Market:</strong> 6.3% year-over-year appreciation with balanced buyer-friendly conditions.</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Mortgage Options for Arlington Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Find the right financing for your Arlington home purchase in Tarrant County with these mortgage programs:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>FHA Loans</strong>: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. Most Arlington homes fall within the $563,500 DFW FHA loan limit.</li> <li><strong>VA Loans</strong>: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.</li> <li><strong>Conventional Loans</strong>: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Arlington homes up to $832,750 qualify for conforming loan rates.</li> <li><strong>Jumbo Loans</strong>: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.</li> <li><strong>DSCR Loans</strong>: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.</li> <li><strong>Construction Loans</strong>: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.</li> <li><strong>Texas VLB Loans</strong>: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.</li> <li><strong>Non-QM Loans</strong>: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.</li> <li><strong>Home Refinancing</strong>: Rate-and-term, cash-out, and streamline refinance options for current Arlington homeowners.</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The 2026 conforming loan limit for Tarrant County is $832,750. VA-eligible buyers have no loan limit with full entitlement. <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Use our mortgage calculator</a> to see current rates and payment estimates for Arlington.</p> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Try our interactive Arlington calculators: <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Payment Calculator</a>, <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a>, and <a style="color:#2563eb;" href="https://www.patrickglaros.com/arlington-home-loans#calculators">Buydown Calculator</a> — all pre-loaded with Tarrant County tax rates and live PMMS interest rates.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Seller-paid temporary buydowns (2-1 or 3-2-1) can reduce your Arlington mortgage payment by $400–$900/month in the early years. <a style="color:#2563eb;" href="https://www.patrickglaros.com/arlington-home-loans#calculators">Try our Buydown Calculator</a> to compare options with your specific home price.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Tarrant County Property Tax Data</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our Arlington calculators use verified property tax rates from the Tarrant County Appraisal District — not generic estimates or national averages. Texas has no state income tax, making accurate property tax calculations essential for budgeting.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Data Source:</strong> Tarrant County Appraisal District official rates</li> <li><strong>Coverage:</strong> Tax rates broken down by city, school district, and special districts</li> <li><strong>MUD/PID:</strong> Municipal Utility Districts and Public Improvement Districts included where applicable</li> <li><strong>Exemptions:</strong> Homestead exemption ($100,000 school district exemption), over-65, disability, and veteran exemptions supported</li> <li><strong>Updates:</strong> Rates verified and updated annually from County Appraisal District sources</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Property taxes in Tarrant County vary significantly by school district and location. Our calculators let you select your specific school district for accurate monthly payment estimates in Arlington.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Contact Your Arlington Mortgage Expert</h2> <address style="font-style:normal;background:#f7fafc;padding:20px;border-radius:8px;margin-top:20px;"> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Patrick Glaros</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Producing Branch Manager</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Directions Home Loan</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">NMLS #308804</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Phone: <a style="color:#2563eb;" href="tel:(469) 399-2411">(469) 399-2411</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Email: <a style="color:#2563eb;" href="mailto:pglaros@directionshomeloan.com">pglaros@directionshomeloan.com</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><a style="color:#2563eb;" href="https://www.google.com/maps?cid=18250188646545171064" rel="noopener">View on Google Maps</a> · 5.0 star rating on Google Reviews</p> </address> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">FHA, VA, and conventional loans available for Arlington — find the best fit for your budget. Free pre-approval in 15 minutes.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy in Arlington? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">More Tarrant County Cities</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/fort-worth-home-loans">Fort Worth Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/keller-home-loans">Keller Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/colleyville-home-loans">Colleyville Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/southlake-home-loans">Southlake Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/benbrook-home-loans">Benbrook Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/bedford-home-loans">Bedford Home Loans</a></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Explore More</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Browse all DFW cities →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods">Explore DFW neighborhoods →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Mortgage Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/refinance-calculator">Refinance Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dscr-calculator">DSCR Calculator</a></li> </ul> </section> </article> </main> </div>