Does Waxahachie TX qualify for USDA rural housing loans?

Many Waxahachie addresses are USDA-eligible — the USDA Rural Development program offers zero-down financing for low-to-moderate income buyers in eligible areas. Waxahachie's rural fringe areas qualify for USDA's Section 502 Direct and Guaranteed loan programs. Income limits apply (typically 115% of area median income for the Guaranteed program). Properties must be in eligible census tracts — we can check your specific address. VA loans also provide zero down for eligible veterans. FHA and conventional round out the options.

What is the housing market like in Waxahachie TX?

Waxahachie has grown significantly as a DFW bedroom community, benefiting from Ellis County's lower property taxes, I-35E access to Dallas, and a charming Victorian-era historic downtown. Home prices range from $270K to $500K+ depending on new construction vs. established neighborhoods. Waxahachie ISD covers most of the city. The combination of USDA eligibility, lower taxes, and growing amenities makes Waxahachie one of DFW's more compelling outer-ring markets.

Which loan types work best for Waxahachie home purchases?

Waxahachie's median home price of $399,000 falls within both FHA and conforming loan limits, giving you the widest range of options: FHA loans from 3.5% down ($13,965) with credit scores as low as 550, conventional loans from 3% down ($11,970) with scores of 600+, and VA loans with zero down for eligible veterans. All major loan types are available for most Waxahachie purchases.

What is the FHA loan limit in Waxahachie, TX?

The 2026 FHA loan limit in Waxahachie (DFW MSA) is $563,500 for a single-family home — well above Waxahachie's median home price of $399,000. That means FHA financing is available for virtually all standard Waxahachie home purchases, with as little as 3.5% down and credit scores starting at 580 (or 550 with 10% down). The conforming loan limit for conventional loans is $832,750, also far above the typical Waxahachie purchase price, giving buyers a wide range of program options.

What is the conventional loan limit in Waxahachie, TX?

The 2026 conforming loan limit is $832,750 for Waxahachie and the entire DFW metro. Conventional loans up to this amount qualify for competitive interest rates, require only 3% down for first-time buyers, and avoid the FHA mortgage insurance premium structure. At Waxahachie's median price of $399,000, conventional financing easily covers all typical Waxahachie purchases. The FHA loan limit in Waxahachie is also $563,500 — both limits are well above the median, giving buyers flexibility to choose the program that fits their financial profile.

What credit score do I need to buy a home in Waxahachie, TX?

Credit score requirements vary by loan program for Waxahachie homebuyers: FHA loans require 580+ for 3.5% down ($13,965 on the median Waxahachie home) or 550+ with 10% down. Conventional loans need 600+ with AUS approval (620+ for manually underwritten loans) and offer as little as 3% down ($11,970). VA loans have no VA-mandated minimum — our company minimum is 550. Jumbo loans (above $832,750) typically require 700+. Even with lower scores, Non-QM options starting at 620+ may be available. We can review your credit profile and match you with the best program — get a free pre-approval to see your options.

How much home can I afford in Waxahachie, Texas?

Based on Waxahachie's median home price of $399,000, a typical monthly payment with 20% down ($79,800) would be approximately $2,018/month including principal, interest, Ellis County property taxes, and homeowners insurance. First-time buyers can put as little as 3% down ($11,970) on conventional or 3.5% ($13,965) on FHA loans, though monthly payments will be higher with mortgage insurance. Our Waxahachie mortgage calculator factors in exact Ellis County tax rates by school district — try it to see personalized numbers for your budget.

How much are property taxes in Waxahachie, Ellis County?

Property tax rates in Waxahachie vary by school district and special taxing districts within Ellis County, typically ranging from 1.8% to 2.8% of assessed value. On a $399,000 home, that's roughly $732/month in property taxes. Texas has no state income tax, which partially offsets the higher property taxes. Some areas may include MUD (Municipal Utility District) or PID (Public Improvement District) fees. Our Waxahachie calculator uses verified rates from the Ellis County Appraisal District — enter any address to see exact tax estimates.

What down payment assistance programs are available in Waxahachie?

Waxahachie homebuyers in Ellis County can access TSAHC (Texas State Affordable Housing Corporation) down payment assistance through two options: (1) a DPA Grant of 2-5% of the loan amount, forgiven after just 6 months — available with FHA, VA, or USDA loans, minimum 620 FICO; (2) a 3-Year Deferred Forgivable Second Lien of 2-5% at 0% interest, forgiven on the 3rd anniversary — available with all loan types including HFA Conventional, minimum 620-640 FICO. The Ellis County income limit is $146,625 (Non-Bond DPA). First-time homebuyer status is NOT required for Non-Bond DPA. Teachers, veterans, police, firefighters, EMS, and corrections officers may qualify for the Homes for Texas Heroes program. FHA loans require just 3.5% down ($13,965 on a $399,000 home), and VA loans offer zero-down financing. Get pre-approved to see which DPA programs you qualify for.

How long does it take to close on a home in Waxahachie?

Our average closing time for Waxahachie home purchases is 21 days from contract to keys, compared to the industry average of 45+ days. This speed advantage makes your offer more competitive with Waxahachie sellers. Pre-approved buyers often close even faster since appraisal and underwriting begin immediately. We coordinate directly with Ellis County title companies and appraisers to prevent delays. Getting pre-approved before house hunting puts you in the strongest position.

What's the first step to buying a home in Waxahachie?

The first step is getting pre-approved — it's free, takes about 15 minutes, and gives you a clear picture of your Waxahachie home buying budget. Pre-approval shows sellers you're a serious, qualified buyer and strengthens your offer in competitive Ellis County neighborhoods. You'll know exactly which loan programs you qualify for (conventional, FHA, VA, or jumbo), your maximum purchase price, and estimated monthly payment including Ellis County taxes. Start your free pre-approval online or call us to discuss your Waxahachie home buying goals.

Waxahachie TX Home Loans | Ellis County

<div style="max-width:1200px;margin:0 auto;padding:20px;font-family:system-ui,sans-serif;" role="main" aria-label="Waxahachie mortgage information"> <nav style="font-size:14px;color:#718096;margin-bottom:20px;" aria-label="Breadcrumb"> <a style="color:#2563eb;" href="https://www.patrickglaros.com">Home</a> > <a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Cities</a> > <span>Waxahachie</span> </nav> <main> <article> <header> <h1 style="color:#1a365d;margin-bottom:10px;font-size:2rem;">Buy Your Waxahachie Home — We Handle the Mortgage</h1> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Waxahachie TX mortgage expert — Ellis County seat with small-town charm and USDA rural eligibility. FHA, VA, USDA, conventional. 21-day avg close. Patrick Glaros — no credit check to get started.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Get pre-approved in minutes, not days. Local Ellis County expertise with personalized service from application to closing.</p> </header> <p style="color:#2563eb;font-size:1.1rem;font-weight:600;margin:15px 0;">Historic Ellis County Seat with Small-Town Charm</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Waxahachie Appeals to Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Waxahachie's historic downtown showcases one of Texas's finest collections of preserved Victorian architecture, including the iconic Ellis County Courthouse featured in numerous films. This city of 42,000 combines genuine small-town character with convenient I-35E access to Dallas employment centers.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The annual Scarborough Renaissance Festival draws hundreds of thousands of visitors, reflecting the community's embrace of arts, culture, and heritage. Historic homes near downtown offer character and charm, while newer master-planned communities provide modern amenities and construction.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">With median prices significantly below Dallas County equivalents, Waxahachie attracts buyers seeking space, value, and a slower pace of life while maintaining reasonable commute times. The growing I-35E corridor continues to bring new retail, dining, and employment options.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Historic Victorian downtown—Texas landmark district</li> <li>Ellis County seat with beautiful courthouse</li> <li>Scarborough Renaissance Festival</li> <li>I-35E corridor—30 miles south of Dallas</li> <li>Median prices 20-30% below Dallas County</li> <li>Growing master-planned communities</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Frequently Asked Questions About Waxahachie Home Loans</h2> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What is the median home price in Waxahachie?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">The median home price in Waxahachie ranges from $380K to $418K. Historic areas near downtown offer character homes, while newer subdivisions provide modern construction at competitive prices. Try our Waxahachie mortgage calculator to see exact monthly payments including Ellis County property taxes at today's rates.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How long do homes stay on the market in Waxahachie?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Waxahachie homes currently average about 64 days on market. The market has been appreciating steadily at about 4% year-over-year, providing opportunities for buyers seeking value. A pre-approval letter shows Waxahachie sellers you're ready to close quickly — often in as little as 21 days.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What is the commute from Waxahachie to Dallas?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Waxahachie is approximately 30 miles south of Dallas via I-35E. Typical commute times range from 35-50 minutes depending on traffic and destination.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What makes Waxahachie's downtown special?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Waxahachie features one of Texas's best-preserved Victorian downtown districts, including the iconic Ellis County Courthouse. The historic architecture has been featured in numerous films and television productions.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What school district serves Waxahachie?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Waxahachie ISD serves the city with average to above-average ratings and several highly-rated individual campuses. The district continues to grow and improve facilities. We'll help you find financing that fits homes in your target school zone — get pre-approved in about 15 minutes.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">How do I get pre-approved for a home loan in Waxahachie?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Waxahachie homebuyers can get pre-approved in about 15 minutes online — no hard credit pull for the initial consultation. Pre-approval shows sellers you're a serious buyer and can help you close in as little as 21 days. You'll know exactly which loan programs fit your situation, whether that's conventional, FHA, VA, or jumbo financing in Ellis County. Start your free pre-approval today to shop Waxahachie neighborhoods with confidence.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">What loan options work for acreage properties in Waxahachie?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Conventional financing is available when land value does not exceed the improvement value and comparable acreage sales of similar property types exist in the Ellis County market. VA has no acreage cap. FHA is available for residential-use properties. These options cover most of the acreage market in and around Waxahachie.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">Are there acreage or large-lot properties in Waxahachie?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">Yes. Waxahachie and surrounding Ellis County offer acreage homesites ranging from 0.5 to 10+ acres. Rural properties outside city limits provide more space at accessible price points compared to closer-in DFW markets, making this area attractive for buyers seeking land without a premium price tag.</p> </details> <details style="margin:10px 0;border:1px solid #e2e8f0;border-radius:8px;padding:0;"> <summary style="padding:12px 15px;cursor:pointer;font-weight:600;color:#2d3748;">Can I buy land and build in Waxahachie?</summary> <p style="padding:0 15px 12px;color:#4a5568;line-height:1.6;margin:0;">A two-time close construction loan covers land purchase and interim construction financing. Buildable lots in Ellis County are available at accessible price points compared to inner DFW markets. The permanent rate locks at the second closing after construction completes.</p> </details> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Waxahachie Housing Market Overview</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The Waxahachie, TX real estate market offers diverse opportunities for homebuyers in Ellis County.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Median Home Price in Waxahachie:</strong> $399,000</li> <li><strong>Year-over-Year Price Change:</strong> +4.0%</li> <li><strong>Average Days on Market:</strong> 64 days</li> <li><strong>County:</strong> Ellis County, Texas</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Waxahachie Neighborhoods by Price Range</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Explore Waxahachie neighborhoods organized by home price to find the perfect fit for your budget.</p> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Entry-Level Homes ($300,000 - $380,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Historic Waxahachie</strong> - Homes from $300,000 to $380,000</li> <li><strong>Older Waxahachie Sections</strong> - Homes from $300,000 to $360,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Mid-Market Homes ($380,000 - $475,000)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Newer Subdivisions</strong> - Homes from $380,000 to $475,000</li> <li><strong>Master-Planned Communities</strong> - Homes from $400,000 to $500,000</li> </ul> </div> <div style="background:#f8fafc;padding:15px;border-radius:8px;margin:10px 0;border:1px solid #e2e8f0;"> <h3 style="color:#4a5568;margin-top:20px;">Premium Homes ($475,000 - $575,000+)</h3> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Acreage Properties</strong> - Homes from $475,000 to $650,000</li> <li><strong>Premium New Construction</strong> - Homes from $500,000 to $600,000</li> </ul> </div> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">School Districts in Waxahachie</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Waxahachie is served by highly-rated school districts, making it ideal for families.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Waxahachie ISD</strong> - B</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Major Employers Near Waxahachie</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Convenient commutes to major employment centers make Waxahachie an attractive location for professionals.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li>Downtown Dallas (35-45 min)</li> <li>Waxahachie business district</li> <li>I-35E corridor employers</li> <li>Ellis County government</li> <li>DeSoto/Cedar Hill commercial (20 min)</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Why Buy a Home in Waxahachie?</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Historic Character:</strong> Victorian downtown district with preserved architecture and small-town atmosphere.</li> <li><strong>Value Pricing:</strong> Median prices 20-30% below comparable Dallas County homes with more space.</li> <li><strong>I-35E Access:</strong> 30 miles south of Dallas with direct interstate connectivity.</li> <li><strong>Renaissance Festival:</strong> Scarborough Renaissance Festival brings culture and tourism annually.</li> <li><strong>Growing Community:</strong> New master-planned communities and expanding retail along the corridor.</li> <li><strong>County Seat:</strong> Ellis County seat with government services and civic amenities.</li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Mortgage Options for Waxahachie Homebuyers</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Find the right financing for your Waxahachie home purchase in Ellis County with these mortgage programs:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>FHA Loans</strong>: Government-backed loans with 3.5% down and flexible credit requirements starting at 550 FICO. Most Waxahachie homes fall within the $563,500 DFW FHA loan limit.</li> <li><strong>VA Loans</strong>: Zero down payment for eligible veterans, active-duty military, and surviving spouses. No PMI and competitive rates — no loan limit with full entitlement.</li> <li><strong>Conventional Loans</strong>: Fixed-rate and adjustable-rate mortgages with as little as 3% down. Waxahachie homes up to $832,750 qualify for conforming loan rates.</li> <li><strong>Jumbo Loans</strong>: Financing for properties exceeding the $832,750 conforming limit. Competitive rates for qualified borrowers with 700+ credit scores and 10-20% down.</li> <li><strong>DSCR Loans</strong>: Investment property financing qualifying on rental income, not personal income. 20-25% down payment.</li> <li><strong>Construction Loans</strong>: Interim construction financing for custom home builds with two-time close and construction-to-permanent takeout options.</li> <li><strong>Texas VLB Loans</strong>: Texas Veterans Land Board home loans for veterans and active-duty military with below-market rates.</li> <li><strong>Non-QM Loans</strong>: Bank statement, asset-based, and alternative income documentation for self-employed borrowers.</li> <li><strong>Home Refinancing</strong>: Rate-and-term, cash-out, and streamline refinance options for current Waxahachie homeowners.</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">The 2026 conforming loan limit for Ellis County is $832,750. VA-eligible buyers have no loan limit with full entitlement. <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Use our mortgage calculator</a> to see current rates and payment estimates for Waxahachie.</p> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Try our interactive Waxahachie calculators: <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Payment Calculator</a>, <a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a>, and <a style="color:#2563eb;" href="https://www.patrickglaros.com/waxahachie-home-loans#calculators">Buydown Calculator</a> — all pre-loaded with Ellis County tax rates and live PMMS interest rates.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">What You Need to Afford a Waxahachie Home</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Based on Waxahachie's median home price of $399,000:</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>3% down (Conventional first-time):</strong> $11,970 down payment</li> <li><strong>3.5% down (FHA):</strong> $13,965 down payment</li> <li><strong>5% down (Conventional):</strong> $19,950 down payment</li> <li><strong>10% down:</strong> $39,900 down payment</li> <li><strong>20% down (no PMI):</strong> $79,800 down payment</li> <li><strong>VA Loan:</strong> $0 down payment for eligible veterans</li> <li><strong>Estimated monthly P&I (20% down, 30yr):</strong> ~$2,018/month (plus taxes, insurance, HOA)</li> </ul> </section> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Seller-paid temporary buydowns (2-1 or 3-2-1) can reduce your Waxahachie mortgage payment by $400–$900/month in the early years. <a style="color:#2563eb;" href="https://www.patrickglaros.com/waxahachie-home-loans#calculators">Try our Buydown Calculator</a> to compare options with your specific home price.</p> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Ellis County Property Tax Data</h2> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Our Waxahachie calculators use verified property tax rates from the Ellis County Appraisal District — not generic estimates or national averages. Texas has no state income tax, making accurate property tax calculations essential for budgeting.</p> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><strong>Data Source:</strong> Ellis County Appraisal District official rates</li> <li><strong>Coverage:</strong> Tax rates broken down by city, school district, and special districts</li> <li><strong>MUD/PID:</strong> Municipal Utility Districts and Public Improvement Districts included where applicable</li> <li><strong>Exemptions:</strong> Homestead exemption ($100,000 school district exemption), over-65, disability, and veteran exemptions supported</li> <li><strong>Updates:</strong> Rates verified and updated annually from County Appraisal District sources</li> </ul> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Property taxes in Ellis County vary significantly by school district and location. Our calculators let you select your specific school district for accurate monthly payment estimates in Waxahachie.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Contact Your Waxahachie Mortgage Expert</h2> <address style="font-style:normal;background:#f7fafc;padding:20px;border-radius:8px;margin-top:20px;"> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><strong>Patrick Glaros</strong></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Producing Branch Manager</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Directions Home Loan</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">NMLS #308804</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Phone: <a style="color:#2563eb;" href="tel:(469) 399-2411">(469) 399-2411</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Email: <a style="color:#2563eb;" href="mailto:pglaros@directionshomeloan.com">pglaros@directionshomeloan.com</a></p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;"><a style="color:#2563eb;" href="https://www.google.com/maps?cid=18250188646545171064" rel="noopener">View on Google Maps</a> · 5.0 star rating on Google Reviews</p> </address> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">FHA, VA, and conventional loans available for Waxahachie — find the best fit for your budget. Free pre-approval in 15 minutes.</p> <p style="color:#4a5568;line-height:1.6;margin:10px 0;">Ready to buy in Waxahachie? Contact Patrick Glaros for personalized mortgage guidance and competitive rates.</p> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">More Ellis County Cities</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/midlothian-home-loans">Midlothian Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/red-oak-home-loans">Red Oak Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/ennis-home-loans">Ennis Home Loans</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/italy-home-loans">Italy Home Loans</a></li> </ul> </section> <section> <h2 style="color:#2d3748;margin-top:30px;font-size:1.5rem;">Explore More</h2> <ul style="list-style-type:disc;padding-left:20px;color:#4a5568;"> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/cities">Browse all DFW cities →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/neighborhoods">Explore DFW neighborhoods →</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/mortgage-calculator">Mortgage Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/affordability-calculator">Affordability Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/calculators/refinance-calculator">Refinance Calculator</a></li> <li><a style="color:#2563eb;" href="https://www.patrickglaros.com/dscr-calculator">DSCR Calculator</a></li> </ul> </section> </article> </main> </div>